Turbotax AARP Discounts & Offers (January 2026)

If you’re a regular user of TurboTax then you already know that they typically offer discounts on their software and just like we do every year, we’re tracking them all! Below you’ll find all the best deals and coupons available today before you file (this page is updated on an ongoing basis until Tuesday, April 15th… this year’s tax filing deadline).

Our Favorite TurboTax Discounts, January 2026:

Extra 10% off TurboTax Online Federal — For a limited time, you can get an extra 10% off any TurboTax Online Federal product with instant coupon, on top of the regular price. This deal is good through March 30, 2026. Choose the version that fits your situation: Do-It-Yourself, Live Assisted with access to experts, or Full Service where a professional handles everything for you. It’s a solid option if you want more guidance or have a complicated return.

Early-bird savings — Filing early can save up to $40 on federal returns through TurboTax’s early-bird pricing, available until February 27, 2026. You can still choose how much help you want—from doing it yourself to having a professional handle it all. Filing early not only gives you extra savings but also helps you avoid last-minute stress and get your refund sooner.

Switch and file for free in the app — If you didn’t file with TurboTax last year, you can switch and file your taxes for free using the Do It Yourself option in the TurboTax or Credit Karma mobile app. This offer covers both federal and state returns and is available as long as you start and file in the app by 11:59pm ET on February 28, 2026. It works for any tax situation, simple or complex, including self-employment income, stock or crypto sales, rental property, unemployment benefits, or itemized deductions. You might be prompted to upgrade to a paid product for more complex returns, but the fee will be waived as long as you file in the app before the deadline. If you file after February 28 or switch to a web browser, regular pricing will apply.

TurboTax Free Edition — For simpler returns, you can file both federal and state taxes at no cost. About 37% of taxpayers qualify, generally including Form 1040 with limited credits like the Earned Income Credit or Child Tax Credit. It’s quick, easy, and a great way to file without paying anything.

TurboTax Free Trial — You can start your return online completely for free and explore all of TurboTax’s tools and features. You only pay right before you file if you choose to. This gives you the freedom to see which version works best for your needs, try expert guidance if you want, or just get a head start on organizing your taxes.

TurboTax for College Students — Students filing for the first time get step-by-step guidance so taxes don’t feel overwhelming. Qualifying students may receive over $1,000 back through education-related deductions and credits. International students and non-resident filers can get help through Sprintax to make sure their returns are filed correctly.

Military discount — Active duty military and reservists from E1 through E9 can file both federal and state returns for free using TurboTax Deluxe, Premier, or Self-Employed. A W-2 from DFAS is required, and TurboTax Live or Desktop products are excluded. Veterans and retirees still get the standard TurboTax discount available to everyone else. This makes filing easier and more affordable for service members.

FAQ’s

Is there a TurboTax discount offered for AARP members?

AARP has an entire tax resource center dedicated with helpful advice and tips — Like living on a budget, managing debt, savings and investing. But when it comes to actually purchasing your tax software, they don’t offer any discounts on TurboTax, H&R Block, or any other tax software as far as we were able to find.

Does it cost extra to file a State tax return with TurboTax?

Yes, there’s usually an extra fee associated with filing a State taxes with TurboTax. The fee will depend on the State or States that you need to file in. But considering that the average fee for a tax professional is well over $200 (for an itemized federal and state tax return), you’ll find that using TurboTax still comes out to be a pretty good bargain.

What is a TurboTax Service Code?

Once you complete your tax return and get ready to e-file, you’ll first need to pay for your TurboTax Online purchase before you can send it off on it’s way. You’ll notice that right before you reach the payment step, the program will ask you if you have a “service code”. If you use any of the above discounts listed then you will not need to enter anything in this step. That’s because all of the current offers available this week do not require any additional codes to be entered at checkout. However, if you’ve been in contact with TurboTax’s support team, they may have received a service code to use (either as make-good or to track a specific purchase back to a support agent).