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TurboTax Discounts & Offers – February 2026

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Updated on Sunday, February 1, 2026: With tax season already in full swing, we’re tracking the best TurboTax deals to help you save when using their software. Here’s a breakdown of the latest offers you can take advantage of right now.

1. 20% off Instant TurboTax Federal Filing Discount

TurboTax is offering a 20% discount on federal tax filing products purchased directly from Intuit through March 30, 2026. The discount applies only to the federal portion of a return and does not include state filing fees. Any applicable savings are applied automatically during checkout. This pricing applies regardless of which TurboTax federal product you choose.

2. Free Filing for New TurboTax Filers

Taxpayers who did not use TurboTax in the previous filing year can file their returns for free through the TurboTax or Credit Karma mobile app. Choosing the self-prepared filing option allows both federal and state returns to be submitted at no cost. This option supports a wide range of income types, including self-employment, investments, and rental income. To qualify, returns must be completed within the app by February 28, 2026.

3. Early-Bird Filing Pricing in Effect

TurboTax offers reduced pricing earlier in the tax season, with savings of up to $40 on federal returns filed by February 27, 2026. Filers can still decide how much assistance they want, from handling the return themselves to working with a tax professional.

4. File for free with TurboTax Free Edition

TurboTax’s Free Edition. ~37% of filers qualify. Simple Form 1040 returns only (no schedules, except for EITC, CTC, student loan interest, and Schedule 1-A).

5. TurboTax Freedom Edition for Military Members

Active-duty military members in pay grades E1 through E9 are eligible to file at no cost using the TurboTax Freedom Edition. Service members above those pay grades can access discounted pricing. A military W-2 from the 2025 tax year is required to qualify. This edition is designed to account for tax considerations specific to military service.

TurboTax Discounts for PenFed Members

PenFed, short for Pentagon Federal Credit Union, is offering its members several finance-released discounts for tax preparation this year. As in previous years, PenFed members can enjoy 20% off TurboTax federal tax products. Additionally, members can access discounts of up to $25 on H&R Block tax preparation software. These discounts are activated through special links provided in members’ PenFed accounts—no promo codes are needed.

To claim these offers:

  1. Log in to your PenFed account.
  2. Navigate to the relevant tax preparation discount link in the “Offers” or “Partnerships” section.
  3. Follow the provided link to apply the discount automatically during your purchase.

Pentagon Federal Credit Union: A Trusted Financial Partner

PenFed has a rich history as one of the largest credit unions in the United States. Founded in 1935, PenFed was originally established to serve members of the military and their families. Today, it has expanded its membership to include civilians, offering a wide range of financial products, including loans, credit cards, and savings accounts.

PenFed and Taxes

PenFed provides comprehensive resources to help its members manage tax season efficiently. From discounts on tax preparation software to easy access to year-end tax statements, PenFed members can take advantage of several tools to make filing taxes less stressful.

Accessing Tax Statements Online

PenFed members can view their tax documents online through their accounts. Here’s how:

  1. Log in to PenFed Online.
  2. Click “Other Actions” and select “Get Year-End Information.”
  3. Navigate to the “Tax Statements” tab.
  4. Download or view your relevant tax forms, such as Form 1098, 1099, or 5498.

PenFed offers a variety of tax forms based on account types and transactions, including:

  • 1098: Mortgage interest statements.
  • 1099-INT: Interest income from savings or checking accounts.
  • 5498: IRA contributions.

For members who prefer electronic tax statements, PenFed provides an option to go paperless. To enroll, simply follow the e-statement sign-up instructions in your online account before January 10, 2026.

Key Benefits of PenFed Membership During Tax Season

Exclusive Discounts

PenFed members receive access to significant savings on TurboTax and H&R Block products. These partnerships make it easier for members to file taxes without spending a fortune on professional services.

Convenient Tax Resources

PenFed’s online platform offers an intuitive way to access year-end tax summaries and critical forms. Whether you need a mortgage interest statement (Form 1098) or retirement distribution details (Form 1099-R), you can find everything in one place.

Tailored Financial Solutions

As a credit union, PenFed prioritizes member needs. With competitive rates on loans and savings accounts, PenFed supports financial stability throughout the year. During tax season, this translates into fewer headaches and more resources to navigate financial obligations.

Drawbacks of Using PenFed for Tax Resources

While PenFed offers several tax-related advantages, it’s important to consider the potential downsides:

  1. Limited Form Availability: Not all tax forms are provided. For example, PenFed does not issue forms for external financial transactions or accounts not tied to the credit union.
  2. Digital Dependence: Accessing tax statements requires internet connectivity and familiarity with PenFed’s online platform, which could pose challenges for less tech-savvy members.

Membership and Enrollment

Joining PenFed is straightforward. While it initially served military members, PenFed has since expanded its membership criteria. Today, anyone can join by opening a savings account with a minimum deposit of $5. Membership provides access to PenFed’s full suite of financial products, including loans, mortgages, and tax preparation benefits.

Our Final Thoughts

TurboTax’s 2026 discounts and PenFed’s exclusive member offers make tax season a little more manageable. Whether you’re filing a simple return or need advanced tools for a complex situation, these promotions provide valuable savings. PenFed’s resources, including access to year-end tax documents and tailored financial services, enhance the overall experience, making it a solid choice for anyone seeking support during tax season.

TurboTax 2026 Discounts: Top Saving This Tax Season

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Updated on Sunday, February 1, 2026: Just like every year, TurboTax offers various discounts throughout the season to help you save on when filing using their tax software. Here’s a roundup of the top deals available today (we’re updating this list as new offers get released through the April 15th tax deadline):

1. 20% Off Instant Discount on TurboTax

TurboTax is offering a 20% instant coupon on federal tax filing products purchased directly through Intuit until March 30, 2026. The discount applies after any seasonal pricing and only affects federal returns. State filings are excluded and priced separately. The adjusted pricing appears automatically during the purchase process.

2. Free Filing for Those New to TurboTax

Individuals who did not use TurboTax in the prior tax year can file their returns for free using the TurboTax or Credit Karma mobile app. Selecting the self-file option allows both federal and state returns to be completed without charge. This option supports income beyond standard wages, including freelance and rental income. Returns must be completed within the app by February 28, 2026 to qualify.

3. Early Filing Price Reductions

TurboTax provides lower pricing for returns filed earlier in the tax season, with federal filing costs reduced by up to $40 for returns submitted by February 27, 2026. Filers may choose their preferred level of assistance, from fully self-prepared returns to professional support.

4. File for free with TurboTax Free Edition

TurboTax’s Free Edition. ~37% of filers qualify. Simple Form 1040 returns only (no schedules, except for EITC, CTC, student loan interest, and Schedule 1-A).

5. Military Filing Support Through Freedom Edition

Active-duty service members in pay grades E1 through E9 are eligible to file their taxes at no cost using the TurboTax Freedom Edition. Service members above that rank can access discounted pricing. Eligibility requires a military W-2 from the 2025 tax year. The program is structured to accommodate tax situations common among active-duty personnel.

Exclusive TurboTax Discounts for AAA Members

As a AAA member, you gain access to exclusive TurboTax savings that make filing your taxes more affordable. TurboTax’s partnership with AAA provides members with discounts on various products, helping you find the best fit for your tax needs.

How to Access AAA Member Discounts

AAA members can claim their TurboTax discounts by logging into their AAA account and navigating to the “Discounts and Special Offers” section. From there, you’ll find the TurboTax promotion link, which automatically applies the discount at checkout. Here’s how to redeem it:

  1. Log in to your AAA account at aaa.com.
  2. Go to the “Discounts and Special Offers” section.
  3. Locate the TurboTax deal and follow the link to purchase your chosen TurboTax product.

No service codes are needed; the discount is applied automatically through AAA’s affiliate link. Here’s where you can learn more about the partnership.

How Much Can You Save?

AAA members typically save up to $20 on TurboTax products, including Deluxe, Premier, and Self-Employed versions. These discounts are designed to provide affordable options for members, from basic tax filing needs to more complex situations involving investments or small business income.

A Closer Look at AAA: History, Benefits, and Tax-Season Relevance

The American Automobile Association (AAA) has long been known for its roadside assistance services, but its offerings extend far beyond emergency car repairs. With over 60 million members in North America, AAA provides a wide range of benefits, including travel discounts, financial services, and exclusive deals like the TurboTax discount.

Background and History

Founded in 1902, AAA was initially established to advocate for better roads and driver safety during the early days of automobiles. Over the years, it expanded its services to include travel planning, insurance, and member-exclusive perks. Today, it’s one of the largest not-for-profit member organizations in the U.S., with regional branches serving diverse communities.

Financial Services Offered by AAA

While AAA is best known for its travel and roadside benefits, it also provides financial services that are particularly useful during tax season. These include:

  • Identity theft protection services to safeguard your financial data.
  • Discounts on tax preparation software, including TurboTax.
  • Access to financial planning resources through partner institutions.

How to Sign Up for AAA

Joining AAA is straightforward and can be done online or through a local office. Membership fees vary by region and tier, with options ranging from basic roadside assistance to premium plans that include additional perks like free towing for longer distances and international travel insurance.

Benefits of AAA Membership

  1. Roadside Assistance: Reliable help for vehicle breakdowns, flat tires, and towing needs.
  2. Travel Perks: Discounts on hotels, car rentals, and vacation packages.
  3. Financial Savings: Exclusive deals on services like TurboTax, which can save you money during tax season.
  4. Insurance Options: Members can access auto, home, and life insurance policies through AAA affiliates.

Drawbacks of AAA Membership

While AAA offers numerous benefits, it may not be the right fit for everyone. Some potential downsides include:

  • Membership Costs: Annual fees can range from $50 to over $150, depending on your region and chosen plan.
  • Regional Variations: Benefits and discounts can vary by location, so availability may be limited for certain perks.
  • Limited Financial Services: While AAA provides access to some financial resources, its offerings are not as comprehensive as those of a dedicated financial institution.

Tax Filing Tips for AAA Members

If you’re filing taxes this season, AAA’s partnership with TurboTax offers a seamless way to save. Here’s why it’s worth considering:

  1. Convenience: TurboTax’s user-friendly platform simplifies the filing process, whether you’re using the Free Edition or an advanced version like Self-Employed.
  2. Affordable Options: The AAA discount ensures you get top-tier tax software at a lower cost, making it accessible even for those with complex tax needs.
  3. Comprehensive Support: TurboTax provides tools and resources to ensure you maximize your deductions and credits, particularly if you’re a freelancer, small business owner, or investor.

Our Final Thoughts

AAA’s collaboration with TurboTax highlights the organization’s commitment to providing value to its members. By leveraging your AAA membership, you can save on high-quality tax preparation tools while enjoying the additional perks that come with being a member. As tax season progresses, remember to check for updated deals and take full advantage of the resources available to make filing as stress-free as possible.

TurboTax 2026 Free for All New Users in the App

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Updated on Sunday, February 1, 2026: It’s officially here… it’s the dreaded tax season. But if you’re new to TurboTax and planning to use them to file your 2026 taxes, this is the best offer that we’ve ever seen from them!

TurboTax is providing 100% free filing with all do-it-yourself versions through their mobile app for anyone who didn’t use their service last year. It’s an all-inclusive offer that covers every type of tax form—no exclusions—so even taxpayers with complex financial situations can benefit. This promotion is only valid if you file through the app by February 28, 2026, and it does not extend to TurboTax Live products.

But what about returning customers? Unfortunately, this deal doesn’t apply to those who’ve previously filed with TurboTax. The platform identifies returning users through Social Security numbers, so there’s no way to “game the system” or pass as a new customer. While this is somewhat frustrating for existing users (including myself!), TurboTax does offer other discounts, although they’re not as generous as this free filing promotion for new app users.

Here’s a breakdown of the free offer, additional discounts, and what it means for returning users:

Details of the TurboTax Free Filing Offer for New Customers

All Forms, Any Situation—$0 Fee on the App

New customers can file their taxes for free using the TurboTax mobile app, regardless of their financial complexity. This means forms for business income, stock sales, rental properties, and more are all included at no cost. The offer applies only to TurboTax’s “Do Your Own Taxes” product. However, users who prefer TurboTax Live’s expert assistance won’t qualify for this promotion.

To take advantage of this deal:

  • Eligibility: You must not have filed with TurboTax last year.
  • Platform: Filing must be done exclusively through the TurboTax mobile app.
  • Deadline: Taxes must be filed by 11:59 PM ET on February 28, 2026.

Complex Tax Situations Covered for Free

Even if your tax return requires forms beyond the basics, TurboTax guarantees no additional fees under this promotion. Covered scenarios include:

  • Itemized deductions on Schedule A (e.g., medical expenses, mortgage interest, and charitable contributions).
  • Income from unemployment, freelancing, or gig work (reported via 1099-G or 1099-NEC).
  • Stock or cryptocurrency sales, and property income or sales.
  • Deductions, credits, and income reported on various schedules or forms.

If your tax situation calls for upgrades to Deluxe, Premium, or other paid TurboTax versions, the app will waive those fees for this offer, provided you file by the February deadline.

Exclusively for Mobile App Users

This offer is only valid when filing through the TurboTax mobile app. If you switch to a web browser mid-process, you’ll be reminded that sticking with the app is required to maintain eligibility for free filing. Switching to a browser means standard pricing will apply based on your return’s complexity.

If You Miss the Deadline

Filing after February 28, 2026, voids the free filing offer, and TurboTax will revert to regular pricing for your return.

Visit TurboTax’s site for complete offer details and terms.

What If You’re a Returning TurboTax Customer?

If you’ve filed with TurboTax in the past, this offer isn’t available to you. The platform uses Social Security numbers to track users, so returning customers don’t qualify, even if they try to create a new account. There’s no loophole here, and trying to bypass the restriction won’t work.

That said, TurboTax does provide some discounts for returning users. While they’re not as substantial as the free filing offer, they may help reduce the cost of filing:

TurboTax Discounts for Returning Customers

  1. 10% Off TurboTax Online Versions
    Returning users can get an additional 10% off TurboTax federal products by ordering directly through Intuit. This discount stacks with early-season savings on select “Live Assist” versions, totaling of up to 40% off, but it doesn’t apply to state returns. Bank of America customers can earn an additional $20 cashback by activating the deal through their account. The offer ends March 30, 2026.
  2. TurboTax Free Edition for Simple Returns
    If your tax situation is straightforward, the TurboTax Free Edition is still an option for both new and returning customers. This product supports simple Form 1040 filings and basic credits like the Earned Income Tax Credit (EITC), Child Tax Credit, and Student Loan Interest Deduction. However, only about 37% of taxpayers qualify since the Free Edition excludes more complex returns.
  3. TurboTax Freedom Edition for Military
    Active-duty military personnel ranked E1 through E9 can use the TurboTax Freedom Edition to file for free. Higher-ranking service members aren’t eligible for free filing, but they do receive additional discounts. A military W-2 form from 2025 is required to claim this offer.
  4. Partnership Discounts
    TurboTax frequently collaborates with banks and credit unions to offer exclusive deals. That incudes major institutions such as AAA, Bank of America, Vanguard, BECU, Fidelity, and  AARP. These discounts, typically ranging from 10% to 20% off, can be accessed via the “deals” or “partnerships” sections of participating financial institutions’ online portals.

Why Returning Customers Miss Out on Free Filing

The free filing promotion clearly prioritizes new users. This isn’t uncommon for software services aiming to attract first-time customers. For long-time TurboTax users, the restriction may feel unfair, especially considering how the system uses Social Security numbers to enforce it. Once you’ve filed with TurboTax, there’s no way to reset your status as a new user—even if you skipped a year.

If you’re frustrated by this limitation, consider looking into other options like H&R Block, which offers similar tax software and discounts. However, TurboTax does provide value for returning customers through its other offers and robust features.

How TurboTax Free Edition Compares

It’s worth noting that TurboTax Free Edition, available year-round, isn’t the same as the app-exclusive free filing offer for new users. The Free Edition works for simple tax situations, while the app offer covers all forms and scenarios. If your taxes are relatively basic, the Free Edition remains a cost-effective option for both new and returning customers.

However, the Free Edition excludes:

  • Itemized deductions.
  • Self-employment or freelance income.
  • Stock, crypto, or rental property transactions.

With these limitations, many taxpayers may find themselves needing to upgrade to a paid TurboTax product, making the new app offer an attractive alternative—if they qualify.

Our Final Thoughts

The 2026 TurboTax free filing promotion for new app users is undeniably a standout deal. It’s particularly beneficial for taxpayers with complex returns, as it removes costs typically associated with filing. However, for returning customers, the inability to access this promotion underscores a broader challenge in navigating loyalty versus acquisition-focused offers.

If you’re a returning user, your best bet is to take advantage of the available discounts or consider alternative tax software. Either way, the details of this year’s TurboTax promotions highlight the importance of exploring your options early in the tax season.