Updated on Sunday, February 1, 2026: With the 2026 tax season in full swing, it’s the perfect time to take advantage of TurboTax’s top deals before the April 15th deadline. Here are our favorite limited-time offers currently available right now:
1. 20% Off Instant TurboTax Coupon
TurboTax is offering a 20% discount on federal tax filing products purchased directly from Intuit through March 30, 2026. The discount is applied after existing seasonal price adjustments and only affects the federal portion of a return. State filing fees are not included and remain separate. This discount is automatically reflected during checkout for eligible users.
2. Free Filing Option for New Users
Taxpayers who did not use TurboTax during the previous tax year may file their returns at no cost through the TurboTax mobile app. Choosing the self-prepared filing option allows both federal and state returns to be submitted without charge. This option supports more than basic W-2 income, including freelance work, investments, and rental properties. The free filing is limited to returns completed within the mobile app.
3. Early Filing and Lower Pricing
TurboTax offers lower pricing earlier in the filing season, with potential savings of up to $40 on federal returns submitted by February 27, 2026. Filers can still select the level of assistance that fits their needs, from self-guided filing to professional support. Filing earlier can reduce last-minute delays and scheduling issues. It may also provide more time to address documentation or corrections if needed.
4. File for free with TurboTax Free Edition
TurboTax’s Free Edition. ~37% of filers qualify. Simple Form 1040 returns only (no schedules, except for EITC, CTC, student loan interest, and Schedule 1-A).
5. TurboTax Freedom Edition for Military Members
Active-duty military personnel in pay grades E1 through E9 can file their taxes at no cost using the TurboTax Freedom Edition. Service members above those pay grades are eligible for discounted pricing rather than free filing. A military W-2 from the 2025 tax year is required to qualify. This program is intended to simplify tax filing for active-duty service members.
6. Financial Institution Partnerships
TurboTax often collaborates with banks and credit unions to offer exclusive deals. Check your financial institution’s online portal for any partnership promotions under sections like “Deals” or “Member Discounts.”
TurboTax and NATCO Credit Union: A 2026 Tax Season Collaboration
For the 2026 tax season, NATCO Credit Union is continuing its partnership with TurboTax, offering members a 20% discount on TurboTax federal products. This discount applies across all levels of TurboTax services, providing flexibility to meet a variety of tax needs.
Here’s what each TurboTax service tier offers:
- TurboTax Deluxe: Perfect for taxpayers aiming to maximize deductions, such as those related to homeownership or charitable giving.
- TurboTax Premier: Designed for individuals with more complex finances, including investments, rental property income, or cryptocurrency activity.
- TurboTax Self-Employed: Tailored for freelancers, contractors, and small business owners, this version highlights deductions like home office expenses and business mileage.
- TurboTax Live and Full Service: These premium options include access to tax experts, with Full Service offering a hands-free solution where professionals handle the entire process.
To access this discount, NATCO members simply need to use the credit union’s dedicated TurboTax partnership link. The offer is valid throughout the 2026 tax season, giving members plenty of time to prepare and file.
NATCO Credit Union: History and Membership Overview
Founded in 1945, NATCO Credit Union initially served employees of the National Telephone Company in Richmond, Indiana. Over the decades, NATCO has evolved to include a broader membership base, serving individuals and families in Indiana’s Wayne and Fayette counties, as well as select employee groups.
NATCO operates under the guiding principle of “people helping people,” emphasizing low fees, competitive rates, and member-focused services. As a not-for-profit institution, NATCO reinvests earnings into its community and membership, rather than prioritizing shareholder profits.
Key Facts About NATCO Credit Union:
- Membership Eligibility: Open to residents of Wayne and Fayette counties in Indiana or individuals associated with select employers. Membership requires maintaining a small deposit in a share account.
- Products and Services: NATCO offers a full suite of financial products, including checking and savings accounts, auto loans, credit cards, mortgages, and small business banking solutions.
- Community Involvement: NATCO is deeply embedded in the local community, providing financial literacy programs, sponsorships, and educational workshops.
Benefits of NATCO Credit Union Membership
For members, NATCO Credit Union provides a host of benefits that extend beyond traditional banking:
- Lower Fees: As a credit union, NATCO’s not-for-profit model allows it to charge fewer and smaller fees compared to traditional banks.
- Competitive Loan Rates: Members enjoy reduced interest rates on auto loans, personal loans, and mortgages.
- Financial Education Resources: NATCO offers free workshops and tools to build financial literacy, helping members manage their money effectively during tax season and beyond.
- Member-Centric Approach: Unlike larger banks, NATCO prioritizes personalized service and the needs of its members.
- Exclusive Perks: Discounts like the TurboTax partnership are just one example of how NATCO enhances the value of membership.
Potential Drawbacks of NATCO Membership
While NATCO Credit Union has many advantages, there are a few potential limitations:
- Limited Branch Network: NATCO’s physical branches are confined to a specific geographic area, making it less convenient for members who move or travel outside Indiana.
- Membership Eligibility Requirements: While not overly restrictive, membership is limited to residents of certain counties or employees of select organizations.
- Technology Features: While NATCO provides online and mobile banking, its digital tools may not be as robust as those offered by national banks.
Why the TurboTax Partnership Matters
For NATCO members, the TurboTax discount is a timely and valuable benefit. Filing taxes can be stressful and costly, and this partnership offers a cost-effective way to simplify the process. Here’s why it’s worth taking advantage of:
- Savings: The 20% discount on TurboTax products reduces the financial burden of tax preparation, making it easier to meet filing obligations.
- Flexibility: TurboTax’s tiered service options mean there’s something for everyone, from straightforward returns to complex filings for freelancers and investors.
- Confidence: TurboTax guarantees accuracy and offers audit support, giving members peace of mind during an often stressful time.
Tax Season Tips for NATCO Members
To make the most of this tax season, NATCO members can combine the TurboTax discount with some tried-and-true strategies:
- Stay Organized: Gather documents such as W-2s, 1099s, and receipts for deductions early to avoid last-minute stress.
- Leverage Deductions: Use TurboTax’s tools to identify all eligible deductions and credits, particularly if you have unique expenses like home office costs or charitable donations.
- Plan for Refunds: If you’re expecting a refund, consider using it strategically—whether to pay off debt, boost savings, or invest.
- Seek Expert Advice: If your financial situation is complex, use TurboTax Live or consult a professional tax advisor.
Supporting Financial Wellness Year-Round
Tax season is just one part of the financial picture, and NATCO Credit Union’s commitment to its members extends throughout the year. Whether through low-cost loans, financial education, or partnerships like the TurboTax discount, NATCO empowers members to achieve their financial goals.
For those considering joining NATCO, the credit union’s personalized service and community-focused approach make it a compelling alternative to traditional banking. While it may lack the reach of national banks, its focus on affordability and member satisfaction sets it apart.
Our Final Thoughts
The TurboTax discount for NATCO Credit Union members is a standout benefit during the 2026 tax season. Paired with NATCO’s broader financial services and commitment to member success, it’s a practical way to reduce stress and costs while filing taxes.
Whether you’re already a member or considering joining, NATCO Credit Union offers a thoughtful blend of affordability, community support, and financial empowerment that’s worth exploring.