Updated on Sunday, February 1, 2026: Tax season is back again and TurboTax is offering several discounts designed to make filing a little but more affordable for early filers. Here’s a breakdown of the key offers available this month:

1. 20% Off TurboTax Discount

TurboTax currently offers a 20% discount on federal tax filing products purchased directly through Intuit through March 30, 2026. The discount is applied after seasonal pricing and only applies to the federal portion of a return, with state filing handled separately.

2. Free Filing for First-Time TurboTax Users

Anyone who did not use TurboTax last year can file their taxes at no cost using the TurboTax or Credit Karma mobile app. Selecting the self-guided option allows both federal and state returns to be submitted for free. This option also accommodates more complex income sources, including freelance work, investments, or rental properties. Filing through the app by February 28, 2026 ensures any upgrade fees are waived, removing potential hidden costs.

3. Early Filing Costs Less

TurboTax offers early-season pricing that can save up to $40 on federal returns filed by February 27, 2026. Users can still choose the level of support they prefer, whether handling the return themselves or consulting a tax professional. Filing early not only lowers costs but also provides more time to review entries and correct errors if necessary. Completing your return ahead of the peak season can also make the entire process feel less rushed and more manageable.

4. File for free with TurboTax Free Edition

TurboTax’s Free Edition. ~37% of filers qualify. Simple Form 1040 returns only (no schedules, except for EITC, CTC, student loan interest, and Schedule 1-A).

5. TurboTax Freedom Edition for Military Members

Active-duty military members in pay grades E1 through E9 are eligible to file their taxes at no cost using the TurboTax Freedom Edition. Service members above that rank can still access discounted pricing rather than paying full price. A military W-2 from the 2025 tax year is required to qualify. The program is intended to streamline filing for service members and reduce the administrative burden during an already demanding period.

6. Partner Discounts Through Financial Institutions

TurboTax frequently partners with banks and credit unions to provide exclusive discounts. That incudes Bank of America, Navy Federal Credit Union,  Chase, and even AAA. Customers can access these offers by checking their financial institution’s online portal under “deals” or “partnerships.” If you’re a member of a credit union or bank, it’s worth exploring these discounts to reduce your tax preparation costs further.

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TurboTax and Uber Drivers: What Changed in 2026?

In previous years, Uber drivers could rely on TurboTax for substantial discounts, including a 50% discount that was later reduced to 25%. However, this year, TurboTax seems to have discontinued these exclusive offers for Uber drivers entirely. As of now, the link that once directed users to the discount leads to an error page.

This change marks a significant shift for Uber drivers, many of whom rely on TurboTax Self-Employed for features tailored to gig economy workers, such as tracking mileage and managing 1099 income. Without the discount, drivers may need to explore alternative options or pay full price for TurboTax products.

It’s unclear whether the discontinuation is permanent or temporary, but it underscores the importance of staying updated on financial tools and promotions. While the loss of this discount may be disappointing, Uber drivers can still take advantage of general TurboTax offers or seek tax preparation assistance through other platforms.

Being an Uber Driver: Tax Considerations and Financial Insights

The gig economy continues to grow, and Uber remains one of the most popular platforms for independent contractors. However, driving for Uber comes with unique tax obligations and financial implications. Here’s a comprehensive look at what it means to be an Uber driver, including benefits, drawbacks, and tips for managing taxes and finances effectively.

History and Background of Uber

Uber was founded in 2009 as a ride-sharing platform aimed at revolutionizing the transportation industry. Over the years, it has expanded globally, allowing millions to earn income by driving passengers or delivering food through Uber Eats. As an independent contractor for Uber, drivers are responsible for managing their earnings, expenses, and taxes.

Tax Filing Requirements for Uber Drivers

As an Uber driver, you are classified as an independent contractor, not an employee. This distinction means you’re responsible for:

• Self-Employment Taxes: Uber does not withhold Social Security or Medicare taxes from your earnings. You’ll need to calculate and pay these taxes yourself, typically through quarterly estimated payments.
• Income Reporting: Uber provides drivers with a Form 1099-NEC (Non-Employee Compensation) if you earned at least $600 during the tax year. Even if you don’t receive a 1099, all earnings must be reported.
• Deducting Expenses: Independent contractors can deduct various business expenses to lower their taxable income. Common deductions include:
  • Mileage driven for Uber trips
  • Vehicle maintenance and repairs
  • Gas and oil
  • Tolls and parking fees
  • Car insurance (proportional to business use)
  • Cell phone and data plan costs

How to Sign Up as an Uber Driver

1. Eligibility Requirements: To become an Uber driver, you’ll need to meet the following criteria:
   • Be at least 21 years old
   • Have a valid driver’s license
   • Own or lease a vehicle that meets Uber’s requirements
   • Pass a background check and vehicle inspection
2. Application Process:
   • Visit the Uber website or download the app.
   • Create an account and upload the required documents, including proof of insurance and vehicle registration.
   • Complete the background check and vehicle inspection.

Once approved, you can start accepting ride requests and earning money.

Benefits of Being an Uber Driver

• Flexible Schedule: One of the biggest advantages of driving for Uber is the ability to set your own hours. You can work as much or as little as you want, making it ideal for those seeking supplemental income.
• Instant Pay Options: Uber’s Instant Pay feature allows drivers to cash out their earnings up to five times per day, providing quick access to funds.
• Tax Deductions: Independent contractors can take advantage of numerous tax deductions, which can significantly reduce taxable income.
• Diverse Earning Opportunities: In addition to ride-sharing, Uber offers delivery services through Uber Eats, giving drivers more ways to earn.

Drawbacks of Being an Uber Driver

• Unpredictable Income: Earnings can vary widely depending on location, demand, and competition.
• High Expenses: Vehicle maintenance, gas, and insurance costs can add up quickly, cutting into profits.
• Self-Employment Taxes: Unlike traditional employees, independent contractors must pay both the employer and employee portions of Social Security and Medicare taxes.
• No Benefits: Uber drivers are not entitled to benefits such as health insurance, paid time off, or retirement plans.

Tax Tips for Uber Drivers

1. Track Mileage Accurately: Use apps or a logbook to track your business mileage. This is often the largest deduction for ride-share drivers and can lead to significant tax savings.
2. Separate Personal and Business Expenses: Consider opening a separate bank account or credit card for business-related expenses. This makes it easier to track deductions and simplifies record-keeping.
3. Understand Estimated Taxes: If you expect to owe more than $1,000 in taxes, you’ll need to make quarterly estimated payments to the IRS. This helps avoid penalties for underpayment.
4. Keep Detailed Records: Maintain receipts for all business expenses, including car repairs, gas, and supplies. Digital tools like QuickBooks or a simple spreadsheet can help organize records.
5. Consult a Tax Professional: Given the complexities of self-employment taxes, it may be worth seeking advice from a tax professional or using software like TurboTax Self-Employed to ensure accuracy.

Conclusion

While TurboTax’s discontinuation of discounts for Uber drivers is a setback, there are still plenty of resources and strategies to help manage taxes effectively. By understanding your tax obligations, maximizing deductions, and staying organized, you can navigate the financial challenges of being an Uber driver with confidence. Whether through TurboTax’s general offers or alternative tax preparation tools, there are options to fit your needs this tax season.

Updated on Sunday, February 1, 2026: TurboTax is once again offering a handful of early-season discounts to help make filing your taxes just a little bit more affordable. Here’s a roundup of the top TurboTax offers available now:

1. TurboTax 20% Off Instant Discount

TurboTax offers a 20% discount on federal tax filing products purchased directly through Intuit, valid through March 30, 2026. The discount is applied after any seasonal pricing and only covers federal returns. State filing is priced separately and not included in this offer.

2. Free Filing for First-Time TurboTax Users

If you didn’t use TurboTax last year (or ever!), you can file your taxes for free through the TurboTax or Credit Karma mobile app. Selecting the self-prepared option allows both federal and state returns to be completed without charge. This option accommodates a range of income types, including freelance work, investments, or rental property. You must file through the app by February 28, 2026.

3. Lower Early-Season Pricing

TurboTax offers early-season pricing that can reduce the cost of a federal return by up to $40 if filed by February 27, 2026. Filers can still choose the level of assistance they need, whether completing the return on their own or working with a professional.

4. File for free with TurboTax Free Edition

TurboTax’s Free Edition. ~37% of filers qualify. Simple Form 1040 returns only (no schedules, except for EITC, CTC, student loan interest, and Schedule 1-A).

5. TurboTax Freedom Edition for Military Members

Active-duty military members in pay grades E1 through E9 can file at no cost using the TurboTax Freedom Edition. Service members above that pay grade can access discounted pricing instead of paying full price. A military W-2 from the 2025 tax year is required to qualify. This program is intended to make filing simpler for service members and reduce administrative burdens during an already busy time.

6. Bank and Credit Union Partnerships

TurboTax frequently collaborates with financial institutions to offer exclusive deals to their customers. Many banks and credit unions list these offers in their online portals under “deals” or “partnerships” sections. Checking with your financial institution could unlock additional savings.

TurboTax and American Express: No Discount for 2026

For American Express (AMEX) cardholders, TurboTax has historically provided exclusive discounts during tax season. However, this year, AMEX is not offering any TurboTax-specific deals. While this change may disappoint some loyal customers, AMEX still offers general benefits that can ease the financial strain of tax season, such as cashback rewards or statement credits on other tax-related purchases. AMEX users can still take advantage of TurboTax’s standard discounts listed above to reduce their filing costs.

A Closer Look at American Express: Background, Benefits, and Considerations

History and Background

American Express (AMEX), established in 1850, is a globally recognized financial services company. Known for its credit cards, charge cards, and traveler’s checks, AMEX has a long-standing reputation for offering premium benefits tailored to different consumer needs. Unlike most credit card companies, American Express operates as both a card issuer and a payment network, which allows it to provide unique perks and services to its customers.

How to Sign Up for an AMEX Card

Signing up for an American Express card is straightforward. Applications can be completed online through the AMEX website or via referral links. The approval process typically depends on your credit score and income level. American Express offers a wide range of cards—from no-annual-fee options to premium cards like the Platinum and Gold cards, which include extensive travel and lifestyle benefits.

Benefits of Using an AMEX Card During Tax Season

While there isn’t a specific TurboTax discount for AMEX cardholders in 2026, these cards still offer several advantages:

1. Rewards Programs
   • Many AMEX cards provide cashback, points, or travel miles on purchases, which can indirectly benefit tax filers. For instance, using an AMEX card to pay for tax software or professional services might earn rewards that can offset some of the costs.
2. Purchase Protections
   • Some AMEX cards include purchase protection, which can cover eligible expenses in case of disputes or service issues. This might apply if you encounter problems with tax-related software or services.
3. Flexible Payment Plans
   • AMEX’s “Pay It Plan It” feature allows cardholders to manage larger purchases through installment plans. This can be useful if you’re facing high tax preparation or payment costs.
4. Exclusive Benefits for Business Owners
   • Business-focused AMEX cards often include tools for tracking expenses and categorizing purchases, which can simplify tax preparation for entrepreneurs.

Drawbacks of Using AMEX for Tax Season Expenses

Despite its perks, there are some limitations to consider when using an AMEX card:

1. Acceptance Issues
   • While widely accepted in the U.S., some smaller merchants or tax preparation services may not take AMEX due to its higher transaction fees compared to Visa or Mastercard.
2. High Annual Fees
   • Premium AMEX cards often come with significant annual fees, which might not be justifiable if you’re primarily seeking a card for occasional tax-related expenses.
3. No TurboTax Discount
   • As previously mentioned, AMEX cardholders won’t receive a direct TurboTax discount this year, which might be a downside for those accustomed to this benefit.

Tax Filing Tips for AMEX Cardholders

To maximize the value of your AMEX card during tax season, consider these strategies:

1. Leverage AMEX Offers
   • Check your AMEX online account or mobile app for targeted offers. While TurboTax isn’t included this year, you might find deals on other tax-related services or office supplies.
2. Use Points for Purchases
   • If your AMEX card earns Membership Rewards points, you may be able to use them to pay for eligible purchases, including tax software or IRS payments.
3. Track Expenses Efficiently
   • Many AMEX cards include expense tracking tools, which can help you categorize deductions and streamline your tax filing process.
4. Utilize Cashback Benefits
   • Cards like the Blue Cash Everyday® Card from American Express offer cashback on everyday purchases. Applying these rewards to your tax-related expenses can offset some of your costs.

Additional Resources for Tax Season

Whether you’re an AMEX cardholder or not, taking advantage of available resources can make tax season less daunting. Here are a few recommendations:

1. IRS Free File
   • If your income is below a certain threshold, you might qualify for the IRS Free File program, which provides access to free tax preparation software.
2. Tax Preparation Assistance
   • Organizations like the Volunteer Income Tax Assistance (VITA) program offer free tax help for qualifying individuals, including those with disabilities, limited English proficiency, or incomes below $60,000.
3. Financial Planning Tools
   • AMEX and other financial institutions often provide budgeting and tax planning tools that can help you stay organized throughout the year.
4. Direct Deposit for Refunds
   • To receive your tax refund quickly, set up direct deposit using your AMEX-affiliated bank account or another preferred account.

Our Final Thoughts

While American Express cardholders won’t see a dedicated TurboTax discount in 2026, there are still plenty of ways to make tax season manageable and cost-effective. By taking advantage of TurboTax’s existing discounts and leveraging the benefits of your AMEX card, you can ease the financial and logistical burden of filing taxes. Remember to stay informed about other potential offers from financial institutions and use available tools to simplify the process.

Updated on Sunday, February 1, 2026: Tax season is officially underway and if you’re planning on filing early with the help of TurboTax, then here’s a roundup of all of our favorite offers available here in February:

1. 20% Off Federal Tax Filing Discount

TurboTax currently offers a 20% discount on federal tax filing products purchased directly from Intuit, available through March 30, 2026. The discount is applied after any seasonal pricing adjustments and only applies to federal returns. State filing fees are not included and are handled separately.

2. Free Filing for First-Time TurboTax Users

Taxpayers who did not use TurboTax last year can submit their returns for free through the TurboTax mobile app. By selecting the self-guided filing option, both federal and state returns can be completed at no cost. This option accommodates more than basic income, including freelance work, rental properties, or investment income. Completing the return in the app by February 28, 2026 ensures that any upgrade fees are automatically waived.

3. Early Filing Pricing

TurboTax provides early-season pricing that can save up to $40 on federal returns filed by February 27, 2026. Filers still have the option to choose the level of assistance they prefer, whether filing independently or with professional guidance.

4. File for free with TurboTax Free Edition

TurboTax’s Free Edition. ~37% of filers qualify. Simple Form 1040 returns only (no schedules, except for EITC, CTC, student loan interest, and Schedule 1-A).

5. TurboTax Freedom Edition for Military Members

Active-duty military members in pay grades E1 through E9 can file at no cost using the TurboTax Freedom Edition. Those above those pay grades are eligible for discounted pricing instead of full cost. A military W-2 from the 2025 tax year is required to access this program. The Freedom Edition is intended to simplify the tax filing process and reduce administrative burdens for service members on active duty.

6. Exclusive Discounts Through Financial Institutions

TurboTax has partnerships with numerous banks and credit unions, enabling customers to access exclusive discounts. To find these offers, check your financial institution’s online portal under the “Deals” or “Partnerships” sections. Navy Federal Credit Union (NFCU) members, for instance, benefit from a 20% discount on TurboTax products.

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TurboTax Discount for Navy Federal Credit Union Members

Navy Federal Credit Union (NFCU) continues its tradition of providing valuable tax preparation resources to its members. For 2026, NFCU members can access a 20% discount on TurboTax products. This partnership ensures affordable and straightforward tax filing options for military personnel, veterans, and their families.

Details of the Discount

The 20% discount is available for all TurboTax Online versions, including:

• TurboTax Deluxe: Ideal for maximizing deductions and credits.
• TurboTax Premier: Tailored for taxpayers with investment or rental property income.
• TurboTax Self-Employed: Designed for freelancers, independent contractors, and small business owners.

NFCU members can access this discount through a unique link available in their online banking account. The offer underscores the credit union’s commitment to financial well-being during tax season.

Understanding Navy Federal Credit Union

Background and History

Navy Federal Credit Union was founded in 1933 to serve military members during the Great Depression. Since then, it has grown into the world’s largest credit union, offering a wide range of financial services to over 12 million members. Membership is open to active-duty military personnel, veterans, Department of Defense employees, and their families.

NFCU provides services such as savings and checking accounts, loans, credit cards, and exclusive member benefits, including discounts on tax preparation software like TurboTax.

Membership Benefits

1. Financial Products: Members have access to competitive rates on loans, credit cards, and mortgages.
2. Tax Resources: From direct deposit for refunds to digital access to tax forms like 1099 and 1098, NFCU simplifies tax filing for its members.
3. Discounts and Partnerships: Exclusive deals, such as the TurboTax discount, enhance the value of membership.

How to Join

To become a member, eligible individuals can apply online or at a branch location. Required documentation typically includes proof of military affiliation or Department of Defense employment. Family members of existing NFCU members may also qualify.

NFCU Tax Filing Resources

NFCU offers a suite of tools and resources to help members streamline their tax filing process. These include:

1. Tax ID Information

Navy Federal’s Tax ID, 530116705, is essential for reporting dividend earnings. Members may need this information when completing their tax returns.

2. IRS Form 1099

NFCU provides digital access to Form 1099, which reports interest income. Paper copies are mailed by January 31, 2026, but members can also retrieve them via the NFCU mobile app or online banking.

3. IRS Form 1098

Members with mortgage loans receive Form 1098, which details interest, points, and mortgage insurance premiums paid. Digital copies are available through online banking, and paper copies are sent by the end of January 2026.

4. Direct Deposit for Tax Refunds

Setting up direct deposit for tax refunds is straightforward. Members need NFCU’s routing number (256074974) and their account number. Notifications can also be set up through the NFCU app to receive alerts when refunds are deposited.

5. Submitting Tax ID Certification

NFCU members who need to certify their Tax ID can download the required form from the NFCU website and submit it via fax, mail, or at a branch.

Additional IRS Resources for Taxpayers

For those seeking further guidance, the IRS offers a variety of tools and resources:

1. 1040 Central: Covers the basics of filing taxes, including deadlines and necessary forms.
2. Military Tax Information: Tailored guidance for active-duty and retired military personnel, including combat zone exclusions and deductions.
3. Interactive Tools: The IRS website features calculators and tools to assist with tax preparation.
4. Printable Tax Forms: Taxpayers can access and print forms directly from the IRS website.

Our Final Thoughts

Tax season doesn’t have to be stressful, especially with the resources and discounts provided by TurboTax and Navy Federal Credit Union. From free filing options to exclusive member discounts, there are plenty of opportunities to save money and simplify the process. Whether you’re a military service member, a freelancer, or someone with a straightforward return, taking advantage of these offers can make tax preparation a little easier this year.