Updated on Monday, February 2, 2026: TurboTax has several deals now live to help you save when using their software. Here are our favorites:
1. 20% Off TurboTax Federal Filing Discount
TurboTax is offering a limited 20% discount on federal tax filing products purchased directly through Intuit until March 30, 2026. The discount applies only to the federal portion of a tax return and does not include state filing costs. Any state return fees are added separately during the filing process. The reduced price is shown automatically once the version is selected.
2. Free Filing Option for New TurboTax Filers
Taxpayers who did not file with TurboTax last year can complete both federal and state returns for free using the TurboTax mobile app. This option is available when selecting the self-prepared filing path. It supports more than basic wage income, including freelance earnings, investments, and rental income. To qualify, returns must be filed in the app by February 28, 2026.
3. Early-Season Pricing Reductions
TurboTax offers lower pricing earlier in the tax season, with federal returns discounted by up to $40 through February 27, 2026 (savings vary depending on the version that you end up using).
4. File for free with TurboTax Free Edition
TurboTax’s Free Edition. ~37% of filers qualify. Simple Form 1040 returns only (no schedules, except for EITC, CTC, student loan interest, and Schedule 1-A).
5. Filing Support for Active-Duty Military Members
Active-duty military members in pay grades E1 through E9 can file at no cost using the TurboTax Freedom Edition. Service members above those pay grades are eligible for discounted pricing. A military W-2 from the 2025 tax year is required to confirm eligibility. This version is designed to accommodate filing circumstances common among military households.
6. Bank and Credit Union Discounts
TurboTax partners with several financial institutions to offer exclusive discounts ranging from 10% to 20% off. That incudes major institutions such as AAA, Bank of America, PenFed, BECU, Fidelity, and First Tech. Check your bank or credit union’s deals section to see if any offers are available.
TurboTax Discount for VyStar Credit Union Members:
VyStar Credit Union members are eligible for a 20% discount on TurboTax federal products. To access the discount, log in to your VyStar online account and follow the provided link. Keep in mind:
- The discount applies only to TurboTax federal products, not state filings.
- Offers cannot be combined with other TurboTax promotions.
- Pricing and terms may vary based on the product selected and are subject to change without prior notice.
VyStar has a history of collaborating with TurboTax, consistently offering members discounts during tax season. This partnership simplifies the filing process while providing savings for eligible members.
About VyStar Credit Union:
History and Background:
Founded in 1952 in Jacksonville, Florida, VyStar Credit Union began as Jax Navy Federal Credit Union, serving military personnel. Over time, it expanded its membership criteria to include residents and businesses across Florida and parts of Georgia. Today, VyStar is one of the largest credit unions in the United States, with over 800,000 members and billions in assets.
Membership and Services:
VyStar offers a range of financial services, including savings accounts, loans, credit cards, and financial education tools. Membership is open to anyone living or working in Florida or parts of Georgia. Joining requires a small initial deposit, typically $5, into a savings account.
Tax-Related Services:
VyStar provides several resources to help members during tax season:
- TurboTax Discount: A direct link to TurboTax’s 20% off promotion for federal filings.
- United Way of Northeast Florida’s RealSense™ Program: Members can access free tax preparation services through RealSense, which helps eligible individuals and families file federal returns. Appointments are available across Northeast Florida counties, including at certain VyStar branches.
- MyFreeTaxes.com: An online platform for eligible individuals to file simple federal tax returns at no cost.
Benefits and Cons of VyStar Membership:
Benefits:
- Member-Focused Services: As a not-for-profit institution, VyStar prioritizes member needs over profits, offering lower fees and competitive rates.
- Access to Discounts: Partnerships with companies like TurboTax provide exclusive savings.
- Community Involvement: VyStar actively supports local communities through financial literacy programs and charitable initiatives.
Cons:
- Limited Accessibility: Membership is restricted to residents in certain regions, which may limit availability for some individuals.
- Fewer Branches Compared to Banks: While VyStar has numerous branches in Florida, it may not be as accessible as nationwide banks for non-members.
Filing Resources and Forms:
VyStar members can download commonly used IRS tax forms directly from their website or through links to the IRS site. These include:
- 1040: Standard U.S. Individual Income Tax Return.
- 1040-SR: Tailored for taxpayers aged 65 and older.
- W-4: Employee’s Withholding Certificate.
- W-2: Wage and Tax Statement for employees.
- 1099: Used for non-employee income, including freelance work.
- 4868: Application for an extension to file taxes.
Additional forms like Schedules A through SE are also accessible, covering itemized deductions, capital gains, and self-employment taxes.
Protecting Yourself During Tax Season:
Tax identity theft is a growing concern, where criminals file fraudulent returns using stolen Social Security numbers. Protect yourself with these tips:
- File taxes early to prevent fraudulent filings under your SSN.
- Use strong passwords for financial accounts.
- Avoid sharing sensitive information online or through unsecured channels.
- Shred documents containing financial information before discarding them.
If you suspect tax identity theft:
- Submit IRS Form 14039 (Identity Theft Affidavit).
- File your return by mail if electronic filing is rejected.
- Contact the IRS and respond to correspondence promptly.
- Place fraud alerts with credit bureaus and consider freezing your credit.
VyStar partners with CyberScout® to offer identity protection services, including credit monitoring and fraud alerts. Members can explore these services to enhance security.
Contact Information:
VyStar members seeking assistance with taxes, identity theft, or other financial matters can contact the credit union’s representatives. The contact center is open Monday through Saturday from 7:00 a.m. to 7:00 p.m., excluding holidays.
Phone Numbers:
- Local: 904-777-6000
- Toll-Free: 800-445-6289
For more information, visit VyStar’s website or consult their financial literacy resources.