Updated on Sunday, February 1, 2026: Tax season is officially underway and if you’re planning on filing early with the help of TurboTax, then here’s a roundup of all of our favorite offers available here in February:
1. 20% Off Federal Tax Filing Discount
TurboTax currently offers a 20% discount on federal tax filing products purchased directly from Intuit, available through March 30, 2026. The discount is applied after any seasonal pricing adjustments and only applies to federal returns. State filing fees are not included and are handled separately.
2. Free Filing for First-Time TurboTax Users
Taxpayers who did not use TurboTax last year can submit their returns for free through the TurboTax mobile app. By selecting the self-guided filing option, both federal and state returns can be completed at no cost. This option accommodates more than basic income, including freelance work, rental properties, or investment income. Completing the return in the app by February 28, 2026 ensures that any upgrade fees are automatically waived.
3. Early Filing Pricing
TurboTax provides early-season pricing that can save up to $40 on federal returns filed by February 27, 2026. Filers still have the option to choose the level of assistance they prefer, whether filing independently or with professional guidance.
4. File for free with TurboTax Free Edition
TurboTax’s Free Edition. ~37% of filers qualify. Simple Form 1040 returns only (no schedules, except for EITC, CTC, student loan interest, and Schedule 1-A).
5. TurboTax Freedom Edition for Military Members
Active-duty military members in pay grades E1 through E9 can file at no cost using the TurboTax Freedom Edition. Those above those pay grades are eligible for discounted pricing instead of full cost. A military W-2 from the 2025 tax year is required to access this program. The Freedom Edition is intended to simplify the tax filing process and reduce administrative burdens for service members on active duty.
6. Exclusive Discounts Through Financial Institutions
TurboTax has partnerships with numerous banks and credit unions, enabling customers to access exclusive discounts. To find these offers, check your financial institution’s online portal under the “Deals” or “Partnerships” sections. Navy Federal Credit Union (NFCU) members, for instance, benefit from a 20% discount on TurboTax products.
TurboTax Discount for Navy Federal Credit Union Members
Navy Federal Credit Union (NFCU) continues its tradition of providing valuable tax preparation resources to its members. For 2026, NFCU members can access a 20% discount on TurboTax products. This partnership ensures affordable and straightforward tax filing options for military personnel, veterans, and their families.
Details of the Discount
The 20% discount is available for all TurboTax Online versions, including:
- TurboTax Deluxe: Ideal for maximizing deductions and credits.
- TurboTax Premier: Tailored for taxpayers with investment or rental property income.
- TurboTax Self-Employed: Designed for freelancers, independent contractors, and small business owners.
NFCU members can access this discount through a unique link available in their online banking account. The offer underscores the credit union’s commitment to financial well-being during tax season.
Understanding Navy Federal Credit Union
Background and History
Navy Federal Credit Union was founded in 1933 to serve military members during the Great Depression. Since then, it has grown into the world’s largest credit union, offering a wide range of financial services to over 12 million members. Membership is open to active-duty military personnel, veterans, Department of Defense employees, and their families.
NFCU provides services such as savings and checking accounts, loans, credit cards, and exclusive member benefits, including discounts on tax preparation software like TurboTax.
Membership Benefits
- Financial Products: Members have access to competitive rates on loans, credit cards, and mortgages.
- Tax Resources: From direct deposit for refunds to digital access to tax forms like 1099 and 1098, NFCU simplifies tax filing for its members.
- Discounts and Partnerships: Exclusive deals, such as the TurboTax discount, enhance the value of membership.
How to Join
To become a member, eligible individuals can apply online or at a branch location. Required documentation typically includes proof of military affiliation or Department of Defense employment. Family members of existing NFCU members may also qualify.
NFCU Tax Filing Resources
NFCU offers a suite of tools and resources to help members streamline their tax filing process. These include:
1. Tax ID Information
Navy Federal’s Tax ID, 530116705, is essential for reporting dividend earnings. Members may need this information when completing their tax returns.
2. IRS Form 1099
NFCU provides digital access to Form 1099, which reports interest income. Paper copies are mailed by January 31, 2026, but members can also retrieve them via the NFCU mobile app or online banking.
3. IRS Form 1098
Members with mortgage loans receive Form 1098, which details interest, points, and mortgage insurance premiums paid. Digital copies are available through online banking, and paper copies are sent by the end of January 2026.
4. Direct Deposit for Tax Refunds
Setting up direct deposit for tax refunds is straightforward. Members need NFCU’s routing number (256074974) and their account number. Notifications can also be set up through the NFCU app to receive alerts when refunds are deposited.
5. Submitting Tax ID Certification
NFCU members who need to certify their Tax ID can download the required form from the NFCU website and submit it via fax, mail, or at a branch.
Additional IRS Resources for Taxpayers
For those seeking further guidance, the IRS offers a variety of tools and resources:
- 1040 Central: Covers the basics of filing taxes, including deadlines and necessary forms.
- Military Tax Information: Tailored guidance for active-duty and retired military personnel, including combat zone exclusions and deductions.
- Interactive Tools: The IRS website features calculators and tools to assist with tax preparation.
- Printable Tax Forms: Taxpayers can access and print forms directly from the IRS website.
Our Final Thoughts
Tax season doesn’t have to be stressful, especially with the resources and discounts provided by TurboTax and Navy Federal Credit Union. From free filing options to exclusive member discounts, there are plenty of opportunities to save money and simplify the process. Whether you’re a military service member, a freelancer, or someone with a straightforward return, taking advantage of these offers can make tax preparation a little easier this year.