Updated on Sunday, February 1, 2026: Tax season is a little bit easier this year—and more affordable—thanks to several discounts and promotions available from TurboTax. Below is a breakdown of our favorite deals available from now through the April 15th tax filing deadline:
1. 20% Off Instant Discount From TurboTax
TurboTax is currently 20% off instant discount on its federal tax filing products when purchased directly from Intuit, with the offer running through March 30, 2026. The discount applies only to federal returns and does not cover state filing fees. State returns are added separately during the filing process. The discounted amount is automatically reflected when an eligible product is selected.
2. No-Cost Filing for New TurboTax Filers
Taxpayers who did not use TurboTax in the previous tax year can file both federal and state returns for free using the TurboTax or Credit Karma mobile app. This requires choosing the self-prepared filing option within the app. The free filing option supports a variety of income types, including freelance work, investments, and rental income. Returns must be completed in the app by February 28, 2026 to remain eligible.
3. Early-Bird Filing Price Reductions
TurboTax offers lower pricing earlier in the tax season, with federal filing costs reduced by up to $40 for returns submitted by February 27, 2026. Filers can still decide how much assistance they want, ranging from do-it-yourself filing to professional review.
4. File for free with TurboTax Free Edition
TurboTax’s Free Edition. ~37% of filers qualify. Simple Form 1040 returns only (no schedules, except for EITC, CTC, student loan interest, and Schedule 1-A).
5. TurboTax Freedom Edition for Military Members
Active-duty military members in pay grades E1 through E9 can file their taxes at no cost using the TurboTax Freedom Edition. Service members above those ranks are eligible for discounted pricing. A military W-2 from the 2025 tax year is required to qualify. This option is intended to accommodate tax filing needs commonly associated with active-duty service.
4. 10-20% Discounts Through Financial Institutions
TurboTax has partnered with numerous banks and credit unions to offer exclusive savings for account holders. Some of these include Bank of America, Golden1, Fidelity, Schwab, AAA and NFCU. These offers can often be found within your institution’s online banking portal under “deals” or “member benefits.” Checking with your financial institution could uncover additional ways to save this tax season.
TurboTax and Mountain America Credit Union (MACU) Partnership
For 2026, Mountain America Credit Union (MACU) members can take advantage of an exclusive discount on TurboTax. Members are eligible for 20% off TurboTax federal products when accessing the software through the MACU online portal. This discount applies to federal tax filings only and cannot be combined with other promotions. Pricing is determined at the time of purchase or e-file submission, and additional terms may apply.
To claim the discount, MACU members need to log into their online account and navigate to the relevant TurboTax offer link. This collaboration between TurboTax and MACU ensures members have access to affordable tax preparation tools during the busy filing season.
Mountain America Credit Union (MACU): Background and Services
History and Mission
Mountain America Credit Union, established in 1936, began as a financial cooperative serving the employees of Utah-based businesses. Over the decades, it expanded its membership eligibility to include individuals nationwide, provided they meet certain criteria such as residency in select regions or affiliation with partner organizations.
Today, MACU is one of the largest credit unions in the United States, boasting more than 1 million members and over $16 billion in assets. Its primary mission is to provide members with financial tools, resources, and services that promote long-term financial well-being.
Membership Eligibility and Sign-Up
Becoming a member of MACU is straightforward. Membership is open to individuals in specific geographic areas, employees of select companies, and members of partner organizations. Even those without direct eligibility can join by making a small donation to a partner organization like the American Consumer Council.
To sign up, visit a MACU branch or apply online through their website. Members gain access to an array of financial products, including checking and savings accounts, loans, and credit cards.
Tax Season Resources for MACU Members
MACU provides members with a variety of tools and resources to simplify tax preparation and filing:
Accessing 1099-INT Forms
MACU makes it easy to retrieve the 1099-INT form, which details interest income earned on accounts. Members can access this form in several ways:
- Log into Online Banking, navigate to E-Documents, and select View Tax Form.
- Visit a local branch to request a printed copy.
- Review the year-to-date interest earned on your December statement.
Forms are typically available by the end of January. If a member has earned less than $10 in interest, a 1099-INT will not be generated, though the total interest can still be found on the account statement.
Go Paperless with eStatements
MACU encourages members to enroll in eStatements for quicker and more secure access to account and tax documents. These digital statements reduce paper clutter and are accessible through the online banking platform or mobile app. With eStatements, members can view up to three years of account history and two years of tax forms.
Consulting a Financial Advisor
MACU recommends meeting with a financial advisor before filing taxes. These professionals can help identify potential deductions or credits, avoid errors, and ensure that all relevant financial details are accounted for. Members can schedule an appointment at a local branch or virtually.
MACU Financial Products and Their Relevance During Tax Season
MACU offers a range of products designed to help members manage their finances efficiently:
Savings and Checking Accounts
- High-Yield Savings Accounts: Competitive interest rates allow members to grow their savings faster.
- Everyday Checking: No monthly fees and robust online banking tools make account management simple.
Loans and Credit Cards
- Auto and Personal Loans: Flexible terms and low interest rates make borrowing accessible.
- Credit Cards: Options include low-interest and cashback rewards cards, which can be valuable for earning points on everyday purchases.
Investment Services
MACU provides members access to financial planning services, including retirement accounts and investment products. These tools can play a critical role in tax planning, as they may offer opportunities for deductions or tax-deferred growth.
Benefits and Drawbacks of MACU
Advantages
- Wide Membership Eligibility: Many individuals nationwide can join through various pathways.
- Low Fees: Accounts come with minimal fees, and some products include fee-free ATM access.
- Tax Season Discounts: The partnership with TurboTax offers substantial savings for members.
- Digital Tools: The online and mobile platforms provide easy access to statements, tax forms, and account management features.
Disadvantages
- Limited Branch Availability: While MACU serves members nationwide, physical branch locations are concentrated in the western United States.
- Geographic Restrictions for Some Products: Certain loans or services may be region-specific, which could limit availability for members outside these areas.
Tax Tips for MACU Members
Preparing for tax season requires organization and awareness of financial details. MACU advises members to keep the following tips in mind:
- Double-Check Routing and Account Numbers: These are essential for direct deposit refunds. MACU’s routing number is 3240 7955 5.
- Review Past Statements: Analyze your December statement for year-to-date interest earned.
- Leverage Professional Help: Consult with a financial advisor or tax preparer to identify potential deductions and ensure accuracy.
By utilizing MACU’s resources and the TurboTax discount, members can streamline their tax preparation while potentially saving money.