Updated on Sunday, February 1, 2026: TurboTax is offering a variety of early-season discounts to make filing your taxes just a little bit easier. Here’s a look at the best TurboTax deals currently available:
1. 20% Off TurboTax Federal Filing Discount
TurboTax is offering a 20% discount on federal tax filing products purchased directly from Intuit through March 30, 2026. This discount is applied after any seasonal price adjustments and only covers federal returns. State filing fees are separate and not included in this offer. Filers who are planning to use TurboTax may find this reduces overall costs slightly while maintaining the same features.
2. Free Filing for New Users
Individuals who did not use TurboTax last year can file their taxes for free through the TurboTax or Credit Karma mobile app. By choosing the self-prepared option, both federal and state returns can be submitted without charge. This option covers more than basic W-2 income, including earnings from freelance work, investments, or rental properties. The free filing benefit is available only within the app and ensures users avoid unexpected upgrade fees.
3. Lower Early Season Filing Fees
TurboTax offers lower pricing for those who file early in the season, with potential savings of up to $40 on federal returns if filed by February 27, 2026. Filers can select the level of support they want, ranging from independent filing to professional assistance.
4. File for free with TurboTax Free Edition
TurboTax’s Free Edition. ~37% of filers qualify. Simple Form 1040 returns only (no schedules, except for EITC, CTC, student loan interest, and Schedule 1-A).
5. TurboTax Freedom Edition for Military Members
Active-duty military members in pay grades E1 through E9 can file their taxes at no cost using the TurboTax Freedom Edition. Those above E9 are still eligible for discounted pricing. A military W-2 from the 2025 tax year is required to qualify. This program is intended to reduce the administrative burden of filing and make the process more manageable for service members on active duty.
6. Discounts Through Financial Institutions
TurboTax frequently partners with banks and credit unions to offer exclusive deals. Customers are encouraged to check their financial institution’s online portal, often under the “deals” or “partnerships” section, to see if a discount is available.
TurboTax Partnership with Franklin Johnstown Federal Credit Union
For the 2026 tax season, members of Franklin Johnstown Federal Credit Union (FJFCU) can enjoy an exclusive 20% discount on TurboTax products. This partnership highlights the credit union’s commitment to supporting its members during tax season by providing access to reliable tax preparation software at reduced prices.
Details of the TurboTax Offer
Franklin Johnstown FCU members can access the TurboTax discount through a special link available on the credit union’s website. The 20% discount applies to all TurboTax online products, including:
- Deluxe: Designed for taxpayers looking to maximize deductions and credits.
- Premier: Tailored for individuals with investments or rental property income.
- Self-Employed: A great choice for freelancers, small business owners, or independent contractors.
This partnership ensures that members receive trusted, cost-effective tax preparation solutions while benefiting from TurboTax’s user-friendly design and extensive support.
Franklin Johnstown Federal Credit Union: History and Financial Services
A Brief History
Franklin Johnstown Federal Credit Union was established in 1948 with the goal of serving the financial needs of employees and families in the Franklin and Johnstown areas of Pennsylvania. Built on the cooperative principle of “people helping people,” FJFCU operates as a not-for-profit institution. This means its profits are reinvested back into the credit union to improve services, lower loan rates, and offer higher returns on savings accounts.
Over the years, FJFCU has expanded its membership eligibility, now serving a larger community while maintaining its dedication to affordable and accessible financial services.
Membership Eligibility and Services
To join FJFCU, individuals must meet certain criteria, such as being employed by or retired from one of the credit union’s partner organizations. Once you become a member, a wide range of financial products and services are available, including:
- Savings Accounts: High-yield savings options, including certificates of deposit (CDs) and Individual Retirement Accounts (IRAs), help members grow their wealth.
- Checking Accounts: FJFCU offers low-cost or fee-free checking accounts with online banking and overdraft protection.
- Loans: Competitive rates are available on auto loans, mortgages, personal loans, and home equity loans.
- Credit Cards: Members can access credit cards with lower interest rates than many traditional banks.
- Financial Education: Resources and workshops are offered to help members improve their financial literacy, covering topics like budgeting, debt management, and retirement planning.
FJFCU and Tax Season: Supporting Members’ Financial Needs
Franklin Johnstown Federal Credit Union plays an important role in helping members navigate tax season by offering resources and services tailored to this critical time of year.
How FJFCU Supports Tax Season Needs
- Tax Refund Direct Deposits: Members can have their tax refunds directly deposited into their FJFCU accounts for faster access.
- Low-Cost Loans: For those who owe taxes or need extra funds, FJFCU provides short-term loans with competitive interest rates.
- TurboTax Discounts: The 20% TurboTax partnership discount is a valuable perk, helping members save on tax preparation services.
- Financial Counseling: FJFCU’s advisors assist members in budgeting their tax refunds and planning for future financial goals.
Benefits of Banking with Franklin Johnstown FCU
FJFCU’s not-for-profit model and community focus offer several key advantages for members:
- Lower Costs: The credit union’s earnings are reinvested into the institution, resulting in lower loan rates, higher savings account yields, and reduced fees.
- Personalized Service: Unlike large banks, FJFCU provides individualized attention, ensuring members receive tailored financial advice and support.
- Community Investment: By supporting local businesses and providing financial education resources, FJFCU strengthens the Franklin and Johnstown communities.
- Tax Season Support: From direct deposit services to tax preparation discounts, FJFCU makes tax season more manageable for its members.
Potential Drawbacks of FJFCU
While Franklin Johnstown Federal Credit Union offers numerous benefits, there are a few limitations to consider:
- Limited Branch Network: Membership is geographically restricted, making it less convenient for members who move outside the service area.
- Fewer Technology Features: Although FJFCU provides online and mobile banking, its technology offerings may not be as advanced as those of national banks.
- Specialized Products: The credit union’s focus on community needs means it may lack some specialized financial products, such as international accounts or sophisticated investment tools.
Our Final Thoughts
Franklin Johnstown Federal Credit Union’s partnership with TurboTax is a valuable resource for members during the 2026 tax season. The 20% discount makes filing taxes more affordable, and TurboTax’s user-friendly platform ensures a smooth experience.
Beyond tax season, FJFCU remains a trusted financial partner, offering personalized service, competitive rates, and a community-oriented approach. While there are some limitations—such as a smaller geographic reach and fewer advanced tech features—the credit union’s benefits far outweigh these drawbacks for most members.
For anyone navigating tax season, the combination of TurboTax’s expertise and FJFCU’s financial services provides the tools needed to file confidently and plan for the year ahead. If you’re a member, take advantage of the TurboTax discount today and explore how Franklin Johnstown FCU can support your financial journey.