Updated on Monday, February 16, 2026: The 2026 tax season is in full swing, and if you haven’t filed yet, there are some deals now live to help you do so a bit earlier. TurboTax is rolling out a variety of early-season discounts to make the process easier. Here’s a breakdown of the latest TurboTax offers available right now:
1. TurboTax Federal Filing Discount: 20% Off
TurboTax is offering a 20% instant discount on federal tax products purchased directly from Intuit through March 30, 2026. This discount applies after any seasonal pricing and is limited to federal returns only. The savings are applied automatically at checkout when you’re signed in and eligible. State filing is priced separately and not affected by this offer.
2. Free Filing for New TurboTax Users
If TurboTax wasn’t the service you used last year, you can file your taxes for free through the TurboTax or Credit Karma mobile app. Choosing the DIY option allows you to submit both federal and state returns at no charge. This free filing still supports income from freelancing, investments, or rental properties, which is not always the case with free options.
3. Filing Earlier Can Be Cheaper
TurboTax offers lower pricing for federal returns filed earlier in the season, with potential savings of up to $40 if you file by February 27, 2026. You still have the option to file on your own or get help from a tax professional. Filing early also helps spread out the work instead of leaving it for the deadline.
4. File for free with TurboTax Free Edition
TurboTax’s Free Edition. ~37% of filers qualify. Simple Form 1040 returns only (no schedules, except for EITC, CTC, student loan interest, and Schedule 1-A).
5. Free Filing for Eligible Military Members
Active-duty military members in pay grades E1 through E9 can file for free using the TurboTax Freedom Edition. Those above that pay grade can still access discounted pricing. A military W-2 from the 2025 tax year is required to qualify for this option.
6. Credit Union and Bank Discounts
TurboTax often collaborates with the top financial institutions in the country, including credit unions and banks, to offer exclusive discounts to their customers. Check your institution’s online portal under “deals” or “partnerships” to see if any TurboTax promotions are available for you.
TurboTax Discounts for Decatur Earthmover Credit Union (DECU) Members
Decatur Earthmover Credit Union (DECU) has once again partnered with TurboTax to provide its members with a 20% discount on TurboTax services for the 2026 tax season. This discount applies to all TurboTax product tiers, making it easier for members to choose a version that fits their tax needs:
- TurboTax Deluxe: Perfect for maximizing deductions and credits, especially for homeowners and families.
- TurboTax Premier: Designed for those with investment income or rental properties.
- TurboTax Self-Employed: Tailored for freelancers, gig workers, and small business owners.
DECU members can easily access this discount by logging into their online banking portal. A dedicated link will redirect them to the TurboTax platform with the 20% discount pre-applied.
Decatur Earthmover Credit Union (DECU): History and Mission
A Brief History
Decatur Earthmover Credit Union was founded in 1956 to serve the employees of Caterpillar Tractor Company. Over the decades, it expanded its membership to include individuals who live or work in specific regions of Illinois, transforming into a community-focused financial cooperative. Headquartered in Decatur, Illinois, DECU remains committed to its original mission: providing affordable financial services that prioritize members’ needs over profits.
Mission and Membership
As a member-owned, not-for-profit institution, DECU operates with a clear mission to support financial wellness for its members. Unlike traditional banks, which aim to generate profits for shareholders, DECU reinvests its earnings to offer lower fees, competitive interest rates, and valuable financial tools. Membership is open to individuals living or working in eligible regions of Illinois.
DECU Services and Offerings
DECU offers a comprehensive range of financial services tailored to meet the diverse needs of its members. Here’s an overview:
- Checking and Savings Accounts
DECU provides no-fee checking accounts and competitive savings accounts, making it easy for members to manage daily finances while earning interest on their deposits. - Loans
Whether you’re looking for a personal loan, auto financing, a mortgage, or a home equity loan, DECU offers flexible terms and favorable interest rates compared to traditional banks. - Credit Cards
DECU’s credit cards come with benefits like low interest rates, no annual fees, and rewards programs, giving members affordable options for managing their spending. - Business Services
Local entrepreneurs can take advantage of business checking accounts, lines of credit, and loans designed to support small businesses. - Investment and Retirement Planning
DECU offers tools like Traditional and Roth IRAs to help members plan for their futures. Financial counseling is also available for those seeking expert advice on investments and retirement savings.
DECU and Tax Season: Resources for Members
While DECU doesn’t provide direct tax preparation services, it supports members during tax season with several valuable resources:
- TurboTax Discount
Members can save 20% on TurboTax services, making it more affordable to file taxes with a trusted, user-friendly platform. - Tax-Advantaged Accounts
DECU offers both Traditional and Roth IRAs. Contributions to Traditional IRAs may lower your taxable income, while Roth IRAs allow for tax-free withdrawals during retirement. - Direct Deposit for Tax Refunds
DECU makes it easy for members to set up direct deposit for their tax refunds, ensuring a faster and more secure process. - Financial Education
Through workshops, online tools, and one-on-one consultations, DECU helps members understand tax strategies, financial planning, and long-term wealth-building techniques.
Benefits of Banking with DECU
Decatur Earthmover Credit Union offers several advantages to its members:
- Lower Costs
As a not-for-profit institution, DECU provides lower fees and better interest rates than many traditional banks. - Personalized Service
DECU’s focus on member satisfaction means that each member receives tailored financial solutions and high-quality service. - Community Impact
DECU actively invests in its local community, supporting economic growth and financial literacy initiatives. - Exclusive Discounts
Partnerships like the one with TurboTax offer tangible value to members, making essential financial services more affordable.
Challenges to Consider
While DECU has many benefits, there are a few limitations to be aware of:
- Membership Restrictions
DECU membership is limited to individuals who live or work in specific regions of Illinois. This regional focus may exclude some potential members. - Branch Network
DECU’s physical branches are concentrated in and around Decatur, which could be inconvenient for members who prefer in-person banking but live farther away. - Digital Banking
While DECU’s online and mobile banking platforms are functional, they may lack some of the advanced features offered by larger national banks.
TurboTax: A Trusted Tool for Tax Filing
TurboTax is widely recognized as one of the most reliable tax preparation platforms available. Its intuitive design, error-checking tools, and robust features make it a popular choice for millions of taxpayers.
Key Features
- User-Friendly Interface: TurboTax guides users step by step, making it accessible even for first-time filers.
- Accuracy Guarantees: Built-in tools help minimize errors and ensure compliance with tax regulations.
- Customization: The platform adapts to unique tax situations, whether it’s investment income, rental property, or self-employment.
- Expert Support: TurboTax users can access live advice from tax professionals, adding an extra layer of confidence.
Tips for Navigating Tax Season with DECU
Here are a few practical ways for DECU members to make the most of tax season:
- Leverage the TurboTax Discount
Access the 20% discount on TurboTax by logging into DECU’s online banking portal. - Maximize Tax-Advantaged Accounts
Consider contributing to a Traditional or Roth IRA to save for retirement while reducing your tax burden. - Plan Ahead
Use DECU’s financial counseling services to develop a tax strategy for major life events, like buying a home or starting a business. - Organize Early
Gather all necessary tax documents—like W-2s, 1099s, and receipts for deductible expenses—before starting the filing process.
Our Final Thoughts
Decatur Earthmover Credit Union’s partnership with TurboTax exemplifies its commitment to helping members navigate financial challenges. The 20% discount on TurboTax products is a significant perk, while DECU’s broader range of financial services provides members with the tools they need to achieve long-term financial health.
Though DECU’s regional focus and limited branch network may not suit everyone, its member-first approach, competitive rates, and community engagement make it a trusted financial partner for many. Whether you’re filing taxes, planning for retirement, or managing daily expenses, DECU offers practical solutions to support your financial journey.