Updated on Sunday, February 1, 2026: With tax season here once again, now is the perfect time to take advantage of TurboTax’s latest discounts to make filing easier and more affordable. Whether you’re handling a simple return or navigating more complex tax situations, these deals can help you save. Here’s a look at the current TurboTax offers available today:
1. Extra 20% Off Instant Coupon on Federal Returns
TurboTax is offering an additional 20% off its federal tax filing products when purchased directly from Intuit through March 30, 2026. This discount is applied after their standard seasonal pricing, which can make a noticeable difference in the final total. The offer applies only to federal filing and does not cover state returns.
2. No-Cost Filing for New TurboTax Users
If TurboTax wasn’t the service you used last year, you may qualify to file your taxes for free through the TurboTax or Credit Karma mobile app. By choosing the DIY filing option, both federal and state returns can be submitted without charge. This free filing still includes more involved situations like freelance income, investments, or rental properties. Any additional upgrade fees are waived as long as the return is completed in the app by February 28, 2026.
3. Early Filing Can Mean Lower Prices
Filing earlier in the tax season can reduce the cost of a TurboTax federal return by as much as $40 if completed by February 27, 2026. You can still choose how much assistance you want, whether that’s self-filing or working with a tax professional. Getting it done early also helps avoid the rush as deadlines approach. Some filers may also receive their refunds sooner by filing ahead of peak season.
4. File for free with TurboTax Free Edition
TurboTax’s Free Edition. ~37% of filers qualify. Simple Form 1040 returns only (no schedules, except for EITC, CTC, student loan interest, and Schedule 1-A).
5. TurboTax Freedom Edition for Military Members
Active-duty military members in pay grades E1 through E9 are eligible to file at no cost using the TurboTax Freedom Edition. Service members above that pay grade can still access discounted pricing. A military W-2 from the 2025 tax year is required to qualify for this offer. The program is intended to reduce the burden of tax filing for those currently serving.
TurboTax Discount for Security Service Federal Credit Union (SSFCU) Members
Security Service Federal Credit Union (SSFCU) members can enjoy an exclusive 20% discount on TurboTax 2026 products. Whether filing a straightforward return or managing a more intricate financial situation, TurboTax provides solutions tailored to individual needs.
TurboTax Options for SSFCU Members:
- TurboTax Deluxe: Ideal for maximizing deductions related to homeownership, medical expenses, and charitable donations.
- TurboTax Premier: Designed for individuals with investments, rental income, or other complex financial activities.
- TurboTax Self-Employed: Perfect for freelancers, gig workers, and small business owners with more complex filing needs.
Members can access this discount by logging into the SSFCU website or member portal and using the exclusive TurboTax link.
Security Service Federal Credit Union: History, Facts, and Financial Resources
Founding and Growth
Security Service Federal Credit Union began in 1956 in San Antonio, Texas, serving members of the U.S. Air Force Security Service Command. Initially focused on military personnel, SSFCU expanded over the decades, becoming one of the largest credit unions in the United States. Today, SSFCU serves more than 830,000 members, manages over $10 billion in assets, and remains committed to offering low-cost financial solutions with a member-first approach.
Membership Eligibility
SSFCU operates as a not-for-profit financial cooperative. Membership is open to:
- Individuals living, working, worshiping, or attending school in specific regions of Texas, Colorado, and Utah.
- Active-duty military personnel, veterans, and their families.
- Immediate family members of existing SSFCU members.
This wide membership scope ensures that SSFCU serves a diverse range of individuals, from military families to local community members.
Locations and Accessibility
SSFCU’s network spans Texas, Colorado, and Utah, with its headquarters in San Antonio. For members who cannot visit a physical branch, the credit union offers extensive digital tools, including:
- Online Banking: Secure account access, transfers, and bill payments.
- Mobile Banking App: Features such as mobile check deposits and loan applications make on-the-go banking easy.
- Shared Branching: Access to thousands of branches and ATMs nationwide through cooperative credit union networks.
This blend of physical and digital services ensures convenience for members no matter where they live.
Tax-Season Tools and Financial Services from SSFCU
SSFCU provides a range of financial products and services that are especially helpful during tax season:
Checking and Savings Accounts
SSFCU offers checking and savings accounts with low fees and competitive interest rates, making them ideal for managing tax refunds or building savings for future expenses.
Tax-Advantaged Accounts
- Individual Retirement Accounts (IRAs): Contributions to a Traditional IRA may reduce taxable income, while Roth IRAs provide tax-free withdrawals in retirement.
- Health Savings Accounts (HSAs): Members with high-deductible health plans can use HSAs to save pre-tax dollars for qualified medical expenses, offering both immediate tax savings and a way to plan for future healthcare needs.
These accounts are excellent tools for reducing tax liability while saving for long-term goals.
Loans and Credit Options
SSFCU provides personal loans, mortgages, and credit cards with competitive rates, which can be a lifeline during tax season for members facing unexpected liabilities.
Direct Deposit for Tax Refunds
Expecting a tax refund? SSFCU’s direct deposit service ensures quick and secure delivery of funds into your account.
Financial Education and Support
A standout feature of SSFCU is its commitment to financial literacy. Members have access to resources that help them make informed financial decisions:
- Workshops and Webinars: Covering topics like retirement planning, budgeting, and understanding tax laws.
- Online Tools: Calculators for estimating tax refunds, evaluating loan options, and planning investments.
- Personalized Financial Counseling: One-on-one support for members needing guidance on taxes, debt management, or long-term financial planning.
These resources empower members to approach tax season—and their overall financial health—with confidence.
Benefits of Banking with SSFCU
SSFCU stands out for its member-centric approach. As a credit union, it reinvests profits into services that directly benefit members. Key advantages include:
- Lower Fees: Competitive rates on loans and reduced fees on accounts.
- Profit Sharing: Surpluses are used to improve member services or increase dividends.
- Community Involvement: Scholarships, volunteer programs, and charitable initiatives strengthen SSFCU’s connection to the communities it serves.
Potential Drawbacks of SSFCU
While SSFCU has many strengths, there are some limitations to consider:
- Regional Membership: Eligibility is limited to specific geographic areas and groups.
- Branch Availability: Physical branches are concentrated in Texas, Colorado, and Utah, so members outside these states must rely on digital or shared branch services.
- Technology Gaps: While SSFCU’s online and mobile banking platforms are robust, they may not match the advanced features of larger national banks.
Why TurboTax is a Reliable Tax Partner
TurboTax is a trusted name in tax preparation, known for its ease of use and robust support features. Partnering with SSFCU makes it even more accessible for members.
TurboTax Features:
- Guided Tax Filing: Step-by-step assistance ensures accuracy and simplicity.
- Expert Support: Access to live experts and an audit support guarantee provides peace of mind.
- Custom Solutions: TurboTax tailors deductions and credits based on your unique circumstances.
SSFCU’s 20% discount ensures members can access these premium services at a reduced cost.
Tips for a Smooth 2026 Tax Season
Here are some practical steps to navigate this tax season:
- Claim the TurboTax Discount: Log in to SSFCU’s member portal to activate your 20% savings.
- Get Organized Early: Gather documents like W-2s, 1099s, and receipts to streamline filing.
- Maximize Contributions: Fund IRAs or HSAs before the tax deadline to reduce taxable income.
- Research Deductions: Familiarize yourself with available credits, such as education credits or the Earned Income Tax Credit.
- File Electronically: Use TurboTax or similar platforms to speed up processing and refunds.
Final Thoughts
The partnership between Security Service Federal Credit Union and TurboTax is a practical benefit for members during the 2026 tax season. Beyond tax season, SSFCU’s wide range of financial services, from tax-advantaged accounts to competitive loan rates, makes it a valuable financial partner. Its commitment to financial literacy and community engagement further enhances its appeal.
Whether you’re planning your taxes or working toward long-term financial goals, SSFCU provides the tools and resources needed to navigate your financial journey with confidence.
