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Top TurboTax Discounts, April 2025

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Updated on Sunday, April 6, 2025: As the 2025 tax season nears its final stretch, now is the time to take advantage of TurboTax’s best deals. Whether you’re filing a straightforward return or managing more complicated finances, there are plenty of ways to save before the April deadline. Here’s a roundup of our top TurboTax offers available this month:

1. Extra 10% Off TurboTax Online Versions

TurboTax is offering an extra 10% discount on all TurboTax Online federal products when you order directly from Intuit’s website. This discount applies to current mid-season pricing on Deluxe, Premier, and Self-Employed versions. The offer is valid until April 15, 2025, and it applies to federal tax products only, with state products excluded. Note that this offer cannot be combined with any other TurboTax discounts.

2. 50% Off QuickBooks Solopreneur Bundle

For freelancers and self-employed individuals, TurboTax offers a 50% discount on the QuickBooks Solopreneur Bundle. The bundle, which includes QuickBooks Self-Employed and a suite of tools for managing your business finances, is available for $10/month for the first three months (down from the regular $20/month price). This offer helps small business owners track expenses, deductions, and prepare for tax season with ease.

3. TurboTax Freedom Edition for Active Military Personnel

Active-duty military members (E1 to E9 rank) are eligible for free TurboTax software through the TurboTax Freedom Edition. This offer includes both federal and state tax filings. If you’re a service member ranked higher than E9, you can still access an additional discount, though the software is no longer entirely free. A military W-2 tax form for the 2024 fiscal year is required to apply for this offer.

4. Bank and Credit Union Partnerships

TurboTax partners with a wide range of financial institutions to offer exclusive discounts to customers. If you bank with one of these institutions, check their online portal for current TurboTax promotions, typically found in the “deals” or “partnerships” sections.

5. Free Edition for Simple Returns

For taxpayers with straightforward tax situations, the TurboTax Free Edition is a great option. This version allows you to file both federal and state taxes at no cost, provided your situation is simple. It supports basic forms like Form 1040 and is ideal for those claiming credits such as the Earned Income Tax Credit (EITC), Child Tax Credit, and Student Loan Interest Deduction. However, only around 37% of taxpayers qualify for this edition since it does not support more complex returns such as those involving business income, itemized deductions, or investments.

TurboTax and OceanFirst Bank’s Partnership

For years, OceanFirst Bank has partnered with TurboTax to offer its customers a 10% discount on TurboTax products. This collaboration helps make tax filing more accessible and affordable for customers, whether they have a simple tax situation or need to file more complex returns. The 10% discount is available on various TurboTax 2025 products, including TurboTax Deluxe, Premier, and Self-Employed, with more specialized versions like TurboTax Live and Full Service also included.

OceanFirst customers can easily access the discount by using a special link provided by the bank. Once on the TurboTax website, the discount will automatically apply, making it seamless for OceanFirst account holders to get started with their tax filing. Whether you’re filing your own taxes or seeking assistance from a TurboTax expert, the 10% savings can help reduce the overall cost of tax preparation.

About OceanFirst Bank

OceanFirst Bank is a trusted financial institution with over a century of experience serving the Northeast United States, particularly New Jersey, New York, and Pennsylvania. Established in 1902, OceanFirst began as a small mutual savings bank and has since grown into one of the region’s leading community banks. Throughout its history, OceanFirst has remained dedicated to providing personalized financial services to individuals, families, and businesses.

History of OceanFirst Bank

OceanFirst was founded to help local residents save money and secure home financing. Over the years, the bank expanded its reach and transitioned from a mutual savings institution to a publicly traded company in 1996. Today, the bank operates over 40 branches and serves a diverse range of customers. Its commitment to personalized service and community engagement has helped the bank remain a reliable financial partner in the region.

Where and How to Sign Up

OceanFirst Bank’s branch network is primarily located in the Northeast, but its online and mobile banking services allow customers from across the country to access its products and services. You can sign up for OceanFirst accounts by visiting a local branch or by using the bank’s online application portal. Customers outside the bank’s geographic footprint can still benefit from its digital banking tools, which allow for easy account management, bill payments, and more.

Benefits of Banking with OceanFirst

OceanFirst Bank offers a variety of benefits that make it a solid choice for personal and business banking:

  1. Community Focus: OceanFirst is deeply committed to giving back to the communities it serves. Through initiatives such as the OceanFirst Foundation, the bank donates millions of dollars to nonprofit organizations and community development projects each year.
  2. Personalized Service: OceanFirst’s staff provides tailored solutions to meet the unique needs of its customers. Whether you’re looking for a checking account, a mortgage, or a small business loan, the bank’s team is dedicated to helping you find the best option.
  3. Comprehensive Product Offerings: The bank offers a wide range of products, including checking and savings accounts, mortgages, personal loans, and business banking solutions.
  4. Digital Banking: OceanFirst provides a robust online and mobile banking platform, making it easier for customers to manage their accounts, deposit checks, and pay bills remotely.
  5. Competitive Rates: OceanFirst offers competitive rates on its loans and deposit products, making it an attractive choice for customers who are focused on saving money.
  6. Tailored Solutions for Special Groups: OceanFirst offers specialized services for veterans, students, and small businesses. These services are designed to meet the specific needs of these customer segments.

Drawbacks of Banking with OceanFirst

While OceanFirst Bank offers many advantages, there are a few potential drawbacks to consider:

  1. Limited Geographic Reach: OceanFirst’s branches are mainly located in the Northeast. If you live outside this region, you may need to rely on the bank’s online services for most of your banking needs.
  2. Small Business Features: While the bank offers solid business banking products, it may not have the same level of specialized tools and services as larger national banks or fintech companies.
  3. Less Cutting-Edge Technology: OceanFirst’s digital banking tools are functional but may lack some of the advanced features offered by larger institutions with bigger technology budgets.
  4. Higher Fees: Some customers have reported higher fees for services such as wire transfers and overdraft protection compared to other banks.

OceanFirst and Tax Season

During tax season, OceanFirst Bank offers several resources to help customers manage their finances and file their taxes efficiently.

  1. TurboTax Discount: As part of its commitment to supporting its customers during tax season, OceanFirst offers a 10% discount on TurboTax products. Whether you are filing a simple return or managing more complex financial situations, this discount can help lower your tax preparation costs.
  2. Financial Education: OceanFirst offers a range of financial literacy resources, including workshops, webinars, and online resources that focus on budgeting, saving, and preparing for tax season. These resources can help customers make informed financial decisions throughout the year.
  3. Tax Organization Tools: OceanFirst’s online banking platform allows customers to track expenses, categorize transactions, and gather necessary documentation for tax filing. These tools can help streamline the tax preparation process and ensure that you have all the necessary paperwork in order.
  4. Savings and Loan Options: If you’re expecting a tax refund, OceanFirst offers a range of savings accounts to help you make the most of your windfall. Alternatively, if you owe taxes and need financial assistance, the bank provides personal loans and lines of credit with competitive rates to help cover the costs.

Tips for Making the Most of Tax Season with OceanFirst Bank and TurboTax

  1. Claim the TurboTax Discount: Be sure to use the special link provided by OceanFirst to access the 10% discount on TurboTax products. This can help reduce the overall cost of tax preparation.
  2. Organize Early: Use OceanFirst’s financial tools to gather and categorize your financial documents in advance. This will make the tax filing process much smoother.
  3. Explore Deductions and Credits: TurboTax’s software is designed to help you identify all eligible deductions and credits, so take the time to review these options to maximize your refund or minimize your tax liability.
  4. Plan for Your Refund: If you’re expecting a tax refund, consider opening a savings account with OceanFirst to allocate the funds toward future goals, such as building an emergency fund, purchasing a home, or investing in your retirement.
  5. Seek Professional Help: If your tax situation is complicated, such as owning multiple properties or running a business, consider using TurboTax Live or consulting with a tax advisor for more personalized guidance.

Our Final Thoughts

OceanFirst Bank’s partnership with TurboTax for the 2025 tax season provides valuable benefits for its customers, including a 10% discount on TurboTax products. Whether you’re filing a simple return or need professional guidance, this discount, along with OceanFirst’s comprehensive financial tools, can help make tax season more manageable. By taking advantage of the resources and financial education provided by OceanFirst, you can make informed decisions and optimize your financial health throughout the year.

Current TurboTax 2025 Discounts & Coupons

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Updated on Sunday, April 6, 2025: With the 2025 tax deadline fast approaching, now is the time to file if you haven’t already. To make the process more affordable, TurboTax is offering exclusive last-minute discounts, helping filers save while meeting the April 15th cutoff. Here are the latest TurboTax deals available right now:

  1. Extra 10% Off TurboTax Online Versions. TurboTax is offering an extra 10% discount on all of its online products, including its Deluxe, Premier, and Self-Employed versions. This discount applies only to federal tax products and cannot be combined with any other offers. Offer available through April 15, 2025, and applies to current end-of-season pricing. Just head to TurboTax’s official site to access the deal.
  2. 50% Off QuickBooks Solopreneur Bundle. For freelancers or self-employed individuals, TurboTax offers a 50% discount on the QuickBooks Solopreneur Bundle. This bundle is available for $10 per month for the first three months (down from the usual price of $20). This deal helps small business owners manage their finances with QuickBooks while also simplifying tax filing.
  3. TurboTax Freedom Edition for Active Military Personnel. TurboTax offers a special Freedom Edition for active military service members, which allows them to file both federal and state taxes at no cost. This offer applies to those in rank E1 through E9 and is available during the 2025 tax season. Military members must submit a military W-2 from the 2024 fiscal year to qualify. If you rank higher than E9, additional discounts are available.
  4. Bank and Credit Union Partnerships for Exclusive Discounts. TurboTax often partners with various financial institutions, including credit unions and banks, to provide exclusive discounts to their customers. To take advantage of these offers, check your bank or credit union’s website for specific links to the promotions.
  5. Free Edition for Simple Returns. TurboTax offers its Free Edition for those with basic tax returns. This option allows you to file both federal and state taxes without any cost, provided your tax situation is straightforward. It’s designed for people who only need to file a simple Form 1040 and supports credits like the Earned Income Tax Credit (EITC), Child Tax Credit, and Student Loan Interest Deduction. However, it’s important to note that only a small percentage of taxpayers (about 37%) will qualify for the Free Edition, as it doesn’t support more complex returns.

TurboTax and the Commercial Bank of Texas Partnership

For the 2025 tax season, TurboTax continues its longstanding partnership with the Commercial Bank of Texas (CBTX), offering a 10% discount on all TurboTax products to CBTX customers. This collaboration has been a recurring benefit for CBTX clients, allowing them to save on their tax filing costs.

The 10% discount applies directly when customers use a special link to access TurboTax’s platform. Once on the site, the discount is automatically applied to their order—no additional coupon code is needed. Whether you’re filing for yourself or for a small business, this offer helps reduce the cost of using TurboTax’s premium products.

For those who are already familiar with TurboTax, this partnership simplifies the process. By signing into the TurboTax platform through the direct link provided by CBTX, customers automatically receive a reduction on their purchase, making the service more affordable.

Commercial Bank of Texas (CBTX): A Trusted Financial Partner

A History of Community Focus and Service

Founded in 1901, the Commercial Bank of Texas has built a reputation over more than a century of providing reliable and personalized financial services to the residents and businesses of East Texas. From its earliest days, CBTX has been committed to strengthening local communities by offering financial solutions that cater to both individuals and businesses.

Unlike larger national banks, which may offer more standardized services, CBTX prides itself on understanding the unique needs of the people it serves. This personalized approach has made the bank a trusted financial partner for generations of East Texans.

The Role of CBTX in Tax Season

While CBTX doesn’t directly offer tax preparation services, the bank plays an important role during tax season by partnering with companies like TurboTax to provide their customers with valuable discounts. Through this partnership, CBTX helps ensure that its clients can access reliable and affordable tax filing tools.

CBTX recognizes the importance of tax season and offers its customers the ability to file their taxes with TurboTax at a reduced cost. Whether you’re filing personal returns or small business taxes, the bank’s partnership with TurboTax makes tax filing more accessible and less costly for CBTX account holders.

Additionally, CBTX offers a variety of financial products that complement the tax preparation process, including savings accounts, loans, and investment services, which may help with tax planning or managing finances year-round.

A Look at CBTX’s Services

CBTX is a full-service community bank offering a wide range of products and services to meet the diverse needs of its customers. These services are designed for both personal and business banking.

  • Personal Banking: CBTX offers checking and savings accounts, mortgages, auto loans, and credit cards. With digital banking tools available, customers can easily manage their accounts online or through mobile apps. For those looking to grow their savings or build their credit, CBTX provides the necessary resources to do so.
  • Business Banking: The bank offers flexible solutions for small businesses, including business loans, merchant services, and business credit cards. CBTX is well-versed in the needs of local businesses and provides tailored financial solutions that support growth and success.

Although CBTX does not offer tax preparation directly, its customers can benefit from their partnership with TurboTax, which streamlines the process of filing taxes, a crucial part of financial management for both individuals and businesses.

How to Sign Up and Access TurboTax Discounts

To take advantage of the TurboTax discount through CBTX, customers need to follow a straightforward process:

  1. Access the Special Link: Go to the CBTX website or their online banking portal and look for the TurboTax partnership offer. The discount is available directly through this special link, so be sure to access it from a trusted source.
  2. Sign into TurboTax: Once on the TurboTax page, you’ll be directed to create or sign into your TurboTax account. The 10% discount will be applied automatically to the federal tax filing products.
  3. Complete Your Filing: After selecting the TurboTax product that suits your needs, proceed with the tax filing process. You can access support through TurboTax’s expert assistance if you encounter any questions along the way.

By following these steps, you can easily save on your tax preparation fees, making this offer a convenient way to file taxes efficiently and affordably.

CBTX’s Focus on Community and Customer Service

What sets CBTX apart from other financial institutions is its strong commitment to the local community. The bank not only provides personal and business banking services but also gives back through community outreach programs, supporting local schools, charities, and nonprofit organizations. CBTX works tirelessly to ensure that its services are accessible to all members of the community, making it a valued partner in East Texas.

CBTX’s Presence and Reach

Although primarily based in East Texas, with branches in Lufkin, Nacogdoches, Henderson, and other regional hubs, CBTX offers online banking tools that extend its reach far beyond its physical locations. This ensures that even if you live outside East Texas, you can still access the bank’s services and take advantage of offers like the TurboTax discount.

Whether you’re a long-time CBTX customer or a new account holder, you can benefit from the bank’s wide array of products and the savings offered through its tax season partnerships.

Benefits and Drawbacks of the CBTX-TurboTax Partnership

Benefits:

  • Financial Savings: The 10% discount on TurboTax products is a great way to reduce the overall cost of tax preparation. This is particularly useful for individuals or small business owners who may be on the fence about using TurboTax’s more comprehensive plans.
  • Simplicity: The partnership between CBTX and TurboTax means that filing taxes becomes simpler and more affordable. TurboTax’s user-friendly interface allows individuals to file their taxes quickly and accurately, while the discount ensures that the process is more budget-friendly.
  • Customer Support: TurboTax offers access to live expert support for those with more complex tax situations. This can provide peace of mind to those who are unfamiliar with tax laws or need extra assistance during filing.
  • Convenience: Through this partnership, CBTX customers can easily access TurboTax without needing a separate coupon code or lengthy process. The automatic discount is applied directly once the customer accesses the TurboTax platform through CBTX’s link.

Drawbacks:

  • Cost of State Filing: While the 10% discount on federal filing is helpful, state tax filing fees can still add up. Some states have complex tax laws that may require additional assistance, which can increase the overall cost of using TurboTax.
  • Not for All Tax Situations: TurboTax is great for most common tax situations, but if you have a highly complex tax scenario (such as multiple businesses, international income, or specialized deductions), you may still need to hire a professional accountant, making the software less cost-effective for some.
  • Security Concerns: Like with any online service, there are always security considerations. Although TurboTax has strong encryption and security measures, some users may still be wary of submitting sensitive financial information online.

Our Final Thoughts

TurboTax’s partnership with the Commercial Bank of Texas provides a valuable opportunity for customers to save on tax preparation costs during the 2025 tax season. Through the 10% discount, CBTX account holders can simplify their tax filing process while saving money. CBTX’s long history in East Texas and its commitment to providing personalized service make it a reliable resource for those looking for financial solutions, and the partnership with TurboTax is another example of how the bank continues to meet the evolving needs of its community.

By leveraging both CBTX’s financial services and TurboTax’s robust tax filing platform, individuals and businesses can navigate tax season with confidence and savings. Whether you’re filing a simple return or managing a small business, this collaboration offers a practical and affordable way to tackle your tax responsibilities efficiently.

Top TurboTax 2025 Discounts & Coupons (April 2025)

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Updated on Sunday, April 6, 2025: With the 2025 tax season coming to a close, last-minute filers still have time to save with TurboTax’s latest discounts and promotions. Whether you’re filing a simple return or need specialized tax tools for more complex situations, there are several ways to cut costs while meeting the April 15th deadline. Here are some of the best TurboTax deals and offers available right now:

  1. Extra 10% Off TurboTax Online Versions.
    • Get an extra 10% off TurboTax Online versions with instant coupon. This discount applies to federal tax filing products only, and you can combine this offer with current end-of-season pricing. Please note that the offer excludes state products and ends on April 15, 2025.
  2. 50% Off QuickBooks Solopreneur Bundle.
    • For freelancers and small business owners, TurboTax is offering a 50% discount on the QuickBooks Solopreneur Bundle for the first three months. The price drops from $20 per month to just $10 per month, giving small business owners access to valuable financial management tools at an affordable rate.
  3. Free TurboTax for Active Military Personnel.
    • Active military personnel (E1 through E9 rank) can file their 2025 tax returns for free using the TurboTax Freedom Edition. To qualify, you must provide a military W2 from any fiscal year 2024. For those ranked above E9, the discount is still available, but it won’t be free. There’s an additional discount for higher ranks.
  4. Genisys Credit Union Member Discount.
    • Genisys Credit Union members can enjoy a 20% discount on TurboTax products this tax season. Whether you are filing simple returns or need specialized help, this discount applies to several TurboTax plans, including Deluxe, Premier, and Self-Employed. Members can access the discount directly through the Genisys online banking portal, which automatically applies the discount when accessing TurboTax’s platform.
  5. Free Edition for Simple Tax Returns.
    • If you have a basic tax situation, TurboTax’s Free Edition allows you to file both your federal and state returns at no charge. This is great for straightforward filings like the 1040 form. The Free Edition supports basic credits like the Earned Income Tax Credit (EITC), Child Tax Credit, and Student Loan Interest Deduction. However, only about 37% of taxpayers qualify for this option, as it doesn’t support more complex tax situations like business ownership, investments, or itemized deductions.

By taking advantage of these discounts, you can save time and money when filing your taxes, whether you’re using TurboTax’s free tools or premium services.

The Genisys Credit Union and TurboTax Partnership

For years, TurboTax has collaborated with various credit unions, including Genisys Credit Union, to offer exclusive discounts to members. As in previous years, this partnership allows Genisys members to file their taxes at a reduced cost. In the 2025 tax season, Genisys Credit Union is offering its members a 20% discount on TurboTax products, a great way to reduce the financial burden of tax preparation.

How Genisys Members Benefit

To access this discount, Genisys Credit Union members simply need to log into their online banking accounts. After logging in, they’ll find a direct link to TurboTax’s website, where the 20% discount will automatically be applied. The discount applies to several TurboTax products, including:

  • TurboTax Deluxe: Designed for individuals who want to maximize deductions and credits. Ideal for homeowners or those with significant deductions.
  • TurboTax Premier: Best for individuals with investments, rental properties, or other more complex financial situations.
  • TurboTax Self-Employed: Tailored for freelancers, independent contractors, and small business owners who need help managing business-related expenses and deductions.

In addition to the discount, members can benefit from a variety of other financial products and services offered by Genisys, making tax season just a little bit easier.

The History of Genisys Credit Union: A Financial Institution for Members

Genisys Credit Union, headquartered in Auburn Hills, Michigan, is one of the largest credit unions in the United States. It was established in the late 1930s when a group of smaller credit unions merged to form a larger organization aimed at providing more robust financial services to local communities. Today, with more than 250,000 members and assets exceeding $4 billion, Genisys is a key player in the financial landscape, with a strong presence in Michigan, Minnesota, and Pennsylvania.

Genisys Credit Union operates on a cooperative model, meaning it’s owned by its members rather than shareholders. This model allows Genisys to prioritize member benefits over profits, which is a significant advantage over traditional banks. Members often enjoy lower fees, better interest rates, and more personalized service.

Services and Products Offered by Genisys Credit Union

Genisys Credit Union offers a wide array of financial products designed to meet the needs of individuals, families, and small businesses. These services include:

  • Checking and Savings Accounts: Genisys offers competitive interest rates and low fees, ensuring that members get the most value from their accounts.
  • Loans and Mortgages: Whether you’re purchasing a new car or applying for a mortgage, Genisys provides loans at more favorable rates than many traditional banks.
  • Credit Cards: With low-interest rates, cashback rewards, and no annual fees, Genisys credit cards offer excellent value to members.
  • Investment and Retirement Services: Genisys helps members plan for their future with investment accounts and retirement plans like IRAs.
  • Business Banking: Small businesses can benefit from business accounts, loans, and lines of credit tailored to their needs.

In addition to these products, Genisys is committed to providing financial education, offering resources to help members make informed decisions about budgeting, saving, and investing.

Genisys Credit Union and Tax Season: A Helping Hand for Members

Although Genisys does not directly provide tax preparation services, it offers valuable resources that help members during tax season. Through partnerships like the one with TurboTax, members can save money and simplify their tax filing process. Additionally, Genisys provides several tax-related financial products that can benefit its members during this time.

Key Tax-Related Benefits for Genisys Members

  1. TurboTax Discount: The 20% discount on TurboTax products is an excellent way for members to save on tax preparation services. This offer is available for all types of tax situations, from simple to more complex returns.
  2. Tax-Advantaged Accounts: Genisys offers accounts such as Traditional and Roth IRAs. Contributions to a Traditional IRA may reduce taxable income, while Roth IRAs allow for tax-free growth, providing benefits during tax season.
  3. Direct Deposit for Tax Refunds: Members can receive their tax refunds directly into their Genisys accounts, ensuring faster and more secure deposits.
  4. Financial Counseling: Genisys offers financial counseling to help members navigate the tax implications of their financial decisions, including loans, investments, and savings.

Leveraging Genisys for Better Tax Planning

As tax season approaches, here are a few strategies for leveraging Genisys Credit Union’s services to optimize your financial situation:

  • Maximize Tax-Advantaged Accounts: Before the tax deadline, consider contributing to an IRA or other tax-advantaged accounts. This can reduce your taxable income for 2024 and provide long-term tax benefits.
  • Utilize Direct Deposit for Fast Refunds: Direct deposit ensures that your tax refund is deposited securely into your Genisys account, speeding up the process.
  • Seek Financial Advice: If you’re unsure about how your Genisys accounts or financial products affect your taxes, reach out to their financial advisors for guidance.

The Benefits of Banking with Genisys Credit Union

Banking with Genisys Credit Union offers several advantages, particularly when it comes to managing your finances during tax season. Some of the key benefits include:

  • Lower Fees and Better Rates: Because Genisys is a member-owned institution, it offers lower fees and better interest rates on loans, savings, and checking accounts compared to traditional banks.
  • Member-Focused Approach: Unlike profit-driven banks, Genisys prioritizes the needs of its members, ensuring that their financial interests are always the primary focus.
  • Exclusive Discounts: Through partnerships with organizations like TurboTax, Genisys offers exclusive discounts that can help members save money during tax season.
  • Financial Education: Genisys offers tools and resources to help members make informed decisions about budgeting, investing, and saving—important during tax season when financial decisions are top of mind.

Potential Drawbacks of Genisys Credit Union

While Genisys offers many benefits, there are a few considerations to keep in mind:

  • Membership Requirements: Like most credit unions, Genisys has specific eligibility criteria for membership. While these are often broad, such as residing in certain areas or being affiliated with certain organizations, they may still limit access for some individuals.
  • Limited Branch Network: Genisys operates primarily in Michigan, Minnesota, and Pennsylvania, so if you’re outside these areas, you may not have access to all its services.
  • Fewer Digital Features: While Genisys has made strides in online and mobile banking, it may not offer as many cutting-edge digital features as larger banks.

Our Final Thoughts

Genisys Credit Union’s partnership with TurboTax is just one of the many ways this credit union supports its members during tax season. By offering a 20% discount on TurboTax products, Genisys makes it easier for members to file their returns without breaking the bank. Beyond this discount, Genisys offers a range of financial products and services that can help members optimize their financial health during tax season, from tax-advantaged accounts to direct deposit for tax refunds.

As tax season approaches, consider how Genisys Credit Union’s products and services can support your financial goals. Whether you’re filing a simple return or managing more complex finances, the resources provided by Genisys can help you navigate the process with ease.