Updated on Sunday, February 1, 2026: With the 2026 tax season officially on, it’s time to save with TurboTax’s latest discounts and promotions. Whether you’re filing a simple return or need specialized tax tools for more complex situations, there are several ways to cut costs while meeting the April 15th deadline.
Here are some of the best TurboTax deals and offers available right now:
1. Extra 20% Off Federal Filing Discount
TurboTax is offering an extra 20% instant discount on federal tax products purchased directly from Intuit through March 30, 2026. This discount is applied after any seasonal pricing that may already be in place. It only applies to federal returns, so state filing costs are handled separately. If you’re comparing filing options, this may be worth factoring into the total price.
2. Free Filing for New TurboTax Users
If TurboTax wasn’t the service you used last year, you can file your taxes for free through the TurboTax or Credit Karma mobile app. Selecting the DIY option allows both federal and state returns to be filed at no cost. This free filing still supports income from things like side jobs, investments, or rental property, which many free tools don’t cover. Any upgrade fees are waived as long as the return is completed in the app by February 28, 2026.
3. Filing Earlier Can Lower the Cost
TurboTax offers lower pricing for people who file earlier in the season, with potential savings of up to $40 on a federal return if filed by February 27, 2026. You can still choose how much help you want, whether that means filing on your own or getting assistance from a tax professional. Filing early can also make it easier to catch mistakes without feeling rushed. Many people also prefer getting taxes out of the way sooner rather than later.
4. File for free with TurboTax Free Edition
TurboTax’s Free Edition. ~37% of filers qualify. Simple Form 1040 returns only (no schedules, except for EITC, CTC, student loan interest, and Schedule 1-A).
5. Free Filing for Eligible Military Members
Active-duty military members in pay grades E1 through E9 can file their taxes for free using the TurboTax Freedom Edition. Service members above that pay grade are eligible for discounted pricing instead of paying full price. A military W-2 from the 2025 tax year is required to qualify. This option is meant to make filing simpler during an already busy time for service members.
The Genisys Credit Union and TurboTax Partnership
For years, TurboTax has collaborated with various credit unions, including Genisys Credit Union, to offer exclusive discounts to members. As in previous years, this partnership allows Genisys members to file their taxes at a reduced cost. In the 2026 tax season, Genisys Credit Union is offering its members a 20% discount on TurboTax products, a great way to reduce the financial burden of tax preparation.
How Genisys Members Benefit
To access this discount, Genisys Credit Union members simply need to log into their online banking accounts. After logging in, they’ll find a direct link to TurboTax’s website, where the 20% discount will automatically be applied. The discount applies to several TurboTax products, including:
- TurboTax Deluxe: Designed for individuals who want to maximize deductions and credits. Ideal for homeowners or those with significant deductions.
- TurboTax Premier: Best for individuals with investments, rental properties, or other more complex financial situations.
- TurboTax Self-Employed: Tailored for freelancers, independent contractors, and small business owners who need help managing business-related expenses and deductions.
In addition to the discount, members can benefit from a variety of other financial products and services offered by Genisys, making tax season just a little bit easier.
The History of Genisys Credit Union: A Financial Institution for Members
Genisys Credit Union, headquartered in Auburn Hills, Michigan, is one of the largest credit unions in the United States. It was established in the late 1930s when a group of smaller credit unions merged to form a larger organization aimed at providing more robust financial services to local communities. Today, with more than 250,000 members and assets exceeding $4 billion, Genisys is a key player in the financial landscape, with a strong presence in Michigan, Minnesota, and Pennsylvania.
Genisys Credit Union operates on a cooperative model, meaning it’s owned by its members rather than shareholders. This model allows Genisys to prioritize member benefits over profits, which is a significant advantage over traditional banks. Members often enjoy lower fees, better interest rates, and more personalized service.
Services and Products Offered by Genisys Credit Union
Genisys Credit Union offers a wide array of financial products designed to meet the needs of individuals, families, and small businesses. These services include:
- Checking and Savings Accounts: Genisys offers competitive interest rates and low fees, ensuring that members get the most value from their accounts.
- Loans and Mortgages: Whether you’re purchasing a new car or applying for a mortgage, Genisys provides loans at more favorable rates than many traditional banks.
- Credit Cards: With low-interest rates, cashback rewards, and no annual fees, Genisys credit cards offer excellent value to members.
- Investment and Retirement Services: Genisys helps members plan for their future with investment accounts and retirement plans like IRAs.
- Business Banking: Small businesses can benefit from business accounts, loans, and lines of credit tailored to their needs.
In addition to these products, Genisys is committed to providing financial education, offering resources to help members make informed decisions about budgeting, saving, and investing.
Genisys Credit Union and Tax Season: A Helping Hand for Members
Although Genisys does not directly provide tax preparation services, it offers valuable resources that help members during tax season. Through partnerships like the one with TurboTax, members can save money and simplify their tax filing process. Additionally, Genisys provides several tax-related financial products that can benefit its members during this time.
Key Tax-Related Benefits for Genisys Members
- TurboTax Discount: The 20% discount on TurboTax products is an excellent way for members to save on tax preparation services. This offer is available for all types of tax situations, from simple to more complex returns.
- Tax-Advantaged Accounts: Genisys offers accounts such as Traditional and Roth IRAs. Contributions to a Traditional IRA may reduce taxable income, while Roth IRAs allow for tax-free growth, providing benefits during tax season.
- Direct Deposit for Tax Refunds: Members can receive their tax refunds directly into their Genisys accounts, ensuring faster and more secure deposits.
- Financial Counseling: Genisys offers financial counseling to help members navigate the tax implications of their financial decisions, including loans, investments, and savings.
Leveraging Genisys for Better Tax Planning
As tax season approaches, here are a few strategies for leveraging Genisys Credit Union’s services to optimize your financial situation:
- Maximize Tax-Advantaged Accounts: Before the tax deadline, consider contributing to an IRA or other tax-advantaged accounts. This can reduce your taxable income for 2026 and provide long-term tax benefits.
- Utilize Direct Deposit for Fast Refunds: Direct deposit ensures that your tax refund is deposited securely into your Genisys account, speeding up the process.
- Seek Financial Advice: If you’re unsure about how your Genisys accounts or financial products affect your taxes, reach out to their financial advisors for guidance.
The Benefits of Banking with Genisys Credit Union
Banking with Genisys Credit Union offers several advantages, particularly when it comes to managing your finances during tax season. Some of the key benefits include:
- Lower Fees and Better Rates: Because Genisys is a member-owned institution, it offers lower fees and better interest rates on loans, savings, and checking accounts compared to traditional banks.
- Member-Focused Approach: Unlike profit-driven banks, Genisys prioritizes the needs of its members, ensuring that their financial interests are always the primary focus.
- Exclusive Discounts: Through partnerships with organizations like TurboTax, Genisys offers exclusive discounts that can help members save money during tax season.
- Financial Education: Genisys offers tools and resources to help members make informed decisions about budgeting, investing, and saving—important during tax season when financial decisions are top of mind.
Potential Drawbacks of Genisys Credit Union
While Genisys offers many benefits, there are a few considerations to keep in mind:
- Membership Requirements: Like most credit unions, Genisys has specific eligibility criteria for membership. While these are often broad, such as residing in certain areas or being affiliated with certain organizations, they may still limit access for some individuals.
- Limited Branch Network: Genisys operates primarily in Michigan, Minnesota, and Pennsylvania, so if you’re outside these areas, you may not have access to all its services.
- Fewer Digital Features: While Genisys has made strides in online and mobile banking, it may not offer as many cutting-edge digital features as larger banks.
Our Final Thoughts
Genisys Credit Union’s partnership with TurboTax is just one of the many ways this credit union supports its members during tax season. By offering a 20% discount on TurboTax products, Genisys makes it easier for members to file their returns without breaking the bank. Beyond this discount, Genisys offers a range of financial products and services that can help members optimize their financial health during tax season, from tax-advantaged accounts to direct deposit for tax refunds.
As tax season approaches, consider how Genisys Credit Union’s products and services can support your financial goals. Whether you’re filing a simple return or managing more complex finances, the resources provided by Genisys can help you navigate the process with ease.
