Updated on Monday, February 2, 2026: It’s that time of the year again… it’s tax season. And as always, we’re tracking the latest discounts on TurboTax to help you ease some of that financial pressure. Here are the current offers available, including exclusive deals and tailored benefits for various groups (including those for SDCCU members):
1. Get 20% Off TurboTax Federal Editions
TurboTax is offering a 20% off instant discount on federal filing products purchased directly through Intuit until March 30, 2026. The discount applies only to federal returns, with state filing fees handled separately.
2. Free Filing for New TurboTax Users
Taxpayers who did not use TurboTax last year can file federal and state returns for free using the TurboTax or Credit Karma mobile app. This option is available through the self-prepared filing path and supports income beyond standard W-2 wages. Returns must be completed in the app by February 28, 2026 to qualify.
3. Early Filing Pricing
TurboTax offers lower pricing earlier in the tax season, with savings of up to $40 on federal returns filed by February 27, 2026. Filers may choose between filing independently or using professional assistance.
4. File for free with TurboTax Free Edition
TurboTax’s Free Edition. ~37% of filers qualify. Simple Form 1040 returns only (no schedules, except for EITC, CTC, student loan interest, and Schedule 1-A).
5. Military Filing Option
Active-duty military members in pay grades E1 through E9 can file at no cost using the TurboTax Freedom Edition. A military W-2 from the 2025 tax year is required to qualify.
6. Partner Discounts Through Financial Institutions
TurboTax collaborates with a number of banks and credit unions across the country to provide exclusive member discounts. That includes major partners such as Bank of America, AAA, Fidelity Investments, LMCU, OceanFirst, and Coinbase. Check your institution’s online portal under “deals” or “partnerships” to see if any offers apply to you.
TurboTax and San Diego County Credit Union (SDCCU) Partnership
For years, San Diego County Credit Union (SDCCU) has partnered with TurboTax to offer its members exclusive tax filing benefits. For the 2026 tax season, SDCCU members can access a 20% discount on TurboTax federal products. The offer applies solely to federal filings and excludes state filings. Members can find the link to the discounted TurboTax software directly through their online SDCCU accounts.
To redeem this discount, simply log into your SDCCU account, navigate to the Member Perks page, and follow the link to TurboTax. Terms and conditions may apply, and the offer cannot be combined with other promotions. For those who prefer in-person assistance, SDCCU members also receive $25 off H&R Block’s in-office tax preparation services.
About San Diego County Credit Union (SDCCU)
Background and History
Founded in 1938, San Diego County Credit Union began as a small institution serving local county employees. Over the decades, it has grown into one of California’s largest credit unions, serving over 400,000 members. Despite its expansion, SDCCU remains a not-for-profit organization, which means its profits are reinvested into member benefits like lower loan rates, higher savings yields, and reduced fees.
SDCCU offers a wide range of financial products and services, including savings and checking accounts, loans, mortgages, credit cards, and investment services. Its commitment to innovation and member satisfaction has earned it numerous awards and accolades over the years.
Membership and Eligibility
Membership is open to anyone who lives or works in San Diego, Riverside, or Orange counties. Joining SDCCU is straightforward. You can apply online or visit a local branch. A small initial deposit of $1 into a savings account is required to establish membership.
Services and Benefits
SDCCU provides various services that can simplify tax season and overall financial management:
- Direct Deposit: Members can set up direct deposit to receive their tax refunds quickly and securely. SDCCU’s ABA Routing Number is 322281617. Be sure to include your account suffix at the end of your account number when setting this up.
- Online Banking: The Internet Branch platform allows members to view account details, access tax documents, and track transactions. Your account number is easily accessible through the online banking portal for direct deposit purposes.
- Tax Documents: Tax forms such as 1099s and 1098s are available through the online Tax Center by January 31, 2026. These forms can also be mailed to members upon request.
- Member Perks: Beyond TurboTax discounts, SDCCU offers other financial benefits and tools designed to help members achieve their financial goals.
Tips for Simplifying Tax Season
Filing taxes can be daunting, but a few proactive steps can make the process smoother:
1. Stay Up-to-Date on Tax Changes
Tax codes evolve regularly, and staying informed can help you maximize deductions, credits, and refunds. The IRS website (irs.gov) is a reliable source for updates.
2. Choose the Right Filing Status
Selecting the correct tax filing status is essential. Options include single, head of household, married filing jointly, married filing separately, and qualified widow or widower. Your status impacts your standard deduction and income tax bracket, directly affecting your tax liability.
3. DIY Filing
For those with straightforward tax situations, consider filing online to save on preparation costs. If eligible, you can have your refund deposited directly into your SDCCU account, making the process even more convenient.
4. Leverage Tax Credits
Tax credits reduce your tax liability dollar-for-dollar, unlike deductions that only reduce taxable income. Common credits include the Earned Income Tax Credit (EITC) and the Child Tax Credit. While these can be harder to qualify for, they offer significant savings.
5. File Early
Federal tax returns are due on April 15, 2026. Filing early ensures you receive your refund sooner and reduces the risk of missing deadlines. Organizing documents ahead of time can prevent last-minute scrambling.
6. Plan for Your Refund
If you expect a refund, consider contributing it to an IRA or other retirement account. Contributions are often tax-deductible, providing future financial benefits.
Benefits and Drawbacks of SDCCU
Benefits
- Lower Fees: As a not-for-profit organization, SDCCU often charges lower fees compared to traditional banks.
- Higher Savings Rates: Members typically enjoy higher yields on savings accounts and certificates of deposit (CDs).
- Community Focus: SDCCU actively supports local initiatives and charities, reflecting its commitment to the communities it serves.
- Convenient Access: With multiple branches, online banking, and a robust mobile app, SDCCU makes managing finances easy.
Drawbacks
- Membership Restrictions: Eligibility is limited to residents or workers in select counties, which may exclude some potential members.
- Branch Availability: While SDCCU has numerous branches in Southern California, its reach is geographically limited compared to national banks.
Financial Planning for Tax Season
SDCCU’s tools and resources can help you navigate tax season with confidence. Whether you’re filing independently with TurboTax or seeking professional assistance, the credit union’s discounts and direct deposit options streamline the process. For additional support, members can access educational resources and consult with SDCCU’s financial advisors to optimize their tax strategies and overall financial health.