Updated on Sunday, February 1, 2026: Tax season is here once again and if you’ll be using TurboTax, don’t worry, you won’t need to pay full price to file this year. Here’s a roundup of all of the TurboTax discounts available here in February:
1. 20% Off Instant TurboTax Discount
Through March 30, 2026, Intuit is applying a 20% off coupon to select TurboTax federal filing products when purchased directly. This adjustment applies after standard seasonal pricing and affects only the federal portion of a return. State filing charges are assessed separately and are not part of the discount. The price change is reflected automatically during checkout.
2. Free Filing Option for First-Time Users
Taxpayers who did not file with TurboTax in the prior year can complete their returns at no cost using the TurboTax or Credit Karma mobile app. Choosing the self-prepared filing route allows both federal and state returns to be filed without charge. This option supports a range of income types beyond standard W-2 wages, including contract income and rental earnings. Returns must be filed within the app by February 28, 2026 to remain eligible.
3. Early-Season Filing Pricing
TurboTax offers reduced pricing earlier in the tax season, with potential savings of up to $40 on federal returns filed by February 27, 2026. Filers may select the level of assistance they prefer, whether completing the return independently or working with a professional.
4. File for free with TurboTax Free Edition
TurboTax’s Free Edition. ~37% of filers qualify. Simple Form 1040 returns only (no schedules, except for EITC, CTC, student loan interest, and Schedule 1-A).
5. TurboTax Freedom Edition for Active-Duty Military
Active-duty service members in pay grades E1 through E9 are eligible to file at no cost using the TurboTax Freedom Edition. Service members above that rank may access discounted pricing instead. Eligibility requires a military W-2 from the 2025 tax year. This edition is designed to accommodate filing needs common among military households.
No TurboTax Discount for AARP Members in 2026
In a noticeable shift, TurboTax is not offering a discount to AARP members in 2026. While this may disappoint long-time users who relied on this benefit, there are still alternative ways for AARP members to save during tax season.
One of the most significant resources is the AARP Foundation Tax-Aide program. This initiative provides free tax preparation and filing services to anyone, with a particular focus on individuals over 50 with low to moderate incomes. Unlike TurboTax’s Free Edition, Tax-Aide services don’t require AARP membership and are available nationwide.
AARP Foundation Tax-Aide Program: Free Assistance for Taxpayers
The AARP Foundation Tax-Aide is the nation’s largest free tax preparation service. Every year, from early February to mid-April, certified volunteers help millions of Americans complete and file their tax returns at no cost. Here’s how it works:
Who Can Use Tax-Aide?
While the program primarily serves taxpayers over 50, it’s open to anyone, regardless of age or AARP membership. The focus is on assisting those with straightforward tax situations, particularly individuals with low to moderate incomes.
Where Can You Find Tax-Aide?
Tax-Aide operates at nearly 3,500 locations across the U.S., including libraries, community centers, malls, and banks. Appointments can be booked online using the Site Locator tool, and some locations even offer walk-in services.
What You Need to Bring
To make the most of your appointment, you’ll need to bring the following:
- Government-issued photo ID for each taxpayer.
- Social Security cards or ITIN notices for everyone on the return.
- All relevant tax forms, including W-2s, 1099s, and any documents detailing income, expenses, or deductions.
- Checking or savings account information for direct deposit or withdrawal.
- Any correspondence from the IRS or state tax agencies.
Volunteers certified by the IRS will help you complete your return and file it electronically for free, ensuring faster refunds.
Overview of AARP: History, Benefits, and Role in Financial Planning
What Is AARP?
Founded in 1958 by Dr. Ethel Percy Andrus, the American Association of Retired Persons (AARP) is a nonprofit organization that advocates for the interests of older Americans. With over 38 million members, AARP provides a range of services, including discounts, educational resources, and financial planning tools.
AARP’s Mission
AARP’s mission is to empower people aged 50 and older to live their best lives. The organization offers resources on health, travel, work, and finances, with a focus on affordability and accessibility.
How to Join AARP
Joining AARP is simple and open to anyone aged 50 or older. Membership costs $16 per year and includes access to exclusive discounts, newsletters, and programs like Tax-Aide. You can sign up online, by phone, or through the mail.
AARP’s Role in Tax Season
AARP plays a crucial role in helping members navigate the complexities of tax season. Here’s how:
1. Free Tax Assistance Through Tax-Aide
The AARP Foundation Tax-Aide program simplifies tax filing for millions of Americans, particularly those who might not otherwise afford professional tax services.
2. Educational Resources
AARP provides extensive online resources, including articles, webinars, and calculators, to help members understand tax laws, deductions, and credits.
3. Advocacy for Taxpayer Rights
AARP advocates for policies that benefit older taxpayers, such as protecting Social Security benefits and ensuring access to tax credits.
Pros and Cons of AARP Membership During Tax Season
Pros
- Access to Free Tax Assistance: Tax-Aide is a game-changer for those who qualify.
- Educational Resources: AARP simplifies complex tax topics for its members.
- Advocacy: AARP fights for policies that benefit older Americans financially.
Cons
- No TurboTax Discount in 2026: The absence of this benefit may frustrate members who relied on it.
- Limited Scope of Tax-Aide: The program may not be suitable for individuals with highly complex tax situations.
Tips for a Stress-Free Tax Season
Even without an AARP-specific TurboTax discount, there are plenty of ways to simplify your tax filing experience:
- Plan Ahead: Gather all necessary documents well before your filing deadline.
- Explore Free Options: Consider using Tax-Aide or TurboTax’s Free Edition if you qualify.
- Leverage Technology: Use software that integrates with your financial institutions to streamline data entry.
- Consult Professionals: If your situation is complex, don’t hesitate to seek advice from a tax professional.
Our Final Thoughts
Tax season can be challenging, but with the right tools and resources, it doesn’t have to be overwhelming. TurboTax continues to offer competitive discounts in 2026, even as AARP members miss out on a dedicated offer this year. Meanwhile, the AARP Foundation Tax-Aide program remains an invaluable resource for millions of taxpayers, proving that effective tax assistance doesn’t always come with a price tag. Whether you choose TurboTax, Tax-Aide, or another method, staying informed and organized is key to a successful tax season.