Updated on Monday, February 16, 2026: With tax season officially here, we’re rounding up the top deals to help you save a few bucks, whether you have a simple return or need extra tax support. Here’s a rundown of the latest TurboTax offers available now:
1. 20% Coupon on TurboTax Federal Tax Products
TurboTax is offering an extra 20% off instant coupon federal tax filing products when purchased directly from Intuit through March 30, 2026. This discount is applied after any existing seasonal price reductions. It only applies to federal returns, so state filing is separate.
2. Free Filing Option for New TurboTax Users
If you didn’t use TurboTax last year, you can file your taxes for free through the TurboTax or Credit Karma mobile app. Choosing the DIY option allows you to submit both federal and state returns without paying anything. This option still works for returns that include freelance income, investments, or rental property. Any added upgrade fees are waived as long as you file in the app by February 28, 2026.
3. Filing Earlier Can Cost Less
TurboTax offers lower pricing for federal returns filed earlier in the season, with savings of up to $40 if you file by February 27, 2026. You can still decide how much help you want, whether you’re filing on your own or working with a tax professional. Filing earlier also helps avoid the rush closer to the deadline. Some filers may see their refunds processed sooner as well.
4. File for free with TurboTax Free Edition
TurboTax’s Free Edition. ~37% of filers qualify. Simple Form 1040 returns only (no schedules, except for EITC, CTC, student loan interest, and Schedule 1-A).
5. Free Option for Eligible Military Members
Active-duty military members in pay grades E1 through E9 can file for free using the TurboTax Freedom Edition. Service members ranked above that level are still eligible for discounted pricing. A military W-2 from the 2025 tax year is required to qualify. This program is meant to make filing simpler for those currently serving.
6. Exclusive Partner Discounts
TurboTax collaborates with financial institutions, credit unions, and other organizations to offer exclusive discounts. Members can find these deals through their bank or credit union’s online portal under “deals” or “partnerships.”
The TurboTax and GTE Financial Partnership
For the 2026 tax season, GTE Financial members can enjoy a 20% discount on TurboTax products. This offer provides members with access to premium TurboTax features at a reduced cost. The discount is applied automatically when TurboTax is accessed through GTE Financial’s website or online banking portal.
TurboTax offers tailored solutions for various tax complexities, including:
- TurboTax Deluxe: Ideal for maximizing deductions and credits, such as those related to homeownership.
- TurboTax Premier: Designed for taxpayers with investments, rental properties, or other non-standard income sources.
- TurboTax Self-Employed: Geared towards freelancers, gig workers, and small business owners.
This partnership reflects GTE Financial’s commitment to supporting its members during tax season by making reliable tax software more accessible.
About GTE Financial Credit Union
History and Background
GTE Financial began in 1935 as the Peninsular Telephone Employees Credit Union, established in Tampa, Florida. Initially created to serve telephone company employees, the organization expanded its reach over the years, eventually rebranding as GTE Financial to reflect its broader membership base.
Today, GTE Financial is one of Florida’s largest credit unions, serving over 260,000 members. As a not-for-profit financial cooperative, it prioritizes providing affordable financial products and services while returning profits to members in the form of reduced fees, competitive rates, and enhanced member benefits.
The credit union is deeply rooted in the Tampa Bay community and actively supports local initiatives, financial literacy programs, and community development.
Locations and Membership
Headquartered in Tampa, Florida, GTE Financial operates branches across the state, with a primary focus on the Tampa Bay area. Membership is open to individuals who live, work, worship, or attend school in eligible Florida counties. Those outside the eligibility area can join by making a small donation to a partner organization, such as CU Savers.
This inclusive membership structure allows GTE Financial to serve a diverse population, offering financial solutions for individuals, families, and businesses.
GTE Financial’s Financial Products and Services
Checking and Savings Accounts
GTE Financial offers a variety of low-fee checking and savings accounts designed to meet different financial needs. Features include online banking, mobile check deposit, and competitive interest rates.
Loans
Members have access to a range of loan options, including:
- Personal Loans
- Auto Loans
- Mortgages
- Home Equity Lines of Credit (HELOCs)
These loans often come with competitive rates, flexible terms, and member-focused support.
Credit Cards
GTE Financial provides credit cards with low interest rates, rewards programs, and no annual fees, helping members manage spending and build credit.
Business Services
Small business owners can take advantage of specialized business checking accounts, loans, and merchant services designed to help them succeed.
Retirement and Investment Accounts
To help members plan for the future, GTE Financial offers Individual Retirement Accounts (IRAs) and other investment products. IRAs provide tax advantages, such as reduced taxable income for Traditional IRAs or tax-free withdrawals for Roth IRAs.
Tax Season Benefits for GTE Financial Members
While GTE Financial doesn’t provide tax preparation services directly, it offers resources and financial products that support members during tax season:
TurboTax Discount
GTE Financial members can save 20% on TurboTax products, making the software’s premium features more affordable and accessible.
Direct Deposit for Tax Refunds
Members can set up direct deposit to receive their tax refunds faster and more securely.
Tax-Advantaged Accounts
GTE Financial offers accounts that provide tax benefits:
- Individual Retirement Accounts (IRAs): Contributions to Traditional IRAs may lower taxable income, while Roth IRAs offer tax-free withdrawals in retirement.
- Health Savings Accounts (HSAs): HSAs allow for tax-free withdrawals for qualified medical expenses, providing another way to save during tax season.
Financial Education
GTE Financial supports members with workshops, webinars, and other resources to help them understand tax laws, plan for the future, and manage their finances effectively.
Advantages of Banking with GTE Financial
As a member-focused institution, GTE Financial offers several benefits that make it an attractive option:
- Lower Fees: Credit unions like GTE Financial typically charge lower fees than traditional banks.
- Competitive Rates: Members benefit from favorable rates on loans and higher yields on savings accounts.
- Personalized Service: GTE Financial’s community-oriented approach ensures members receive tailored support.
- Digital Access: Online and mobile banking tools make managing finances convenient and accessible.
- Community Focus: GTE Financial actively supports local initiatives and emphasizes member education.
Drawbacks of GTE Financial
While GTE Financial offers many advantages, it’s important to consider some limitations:
- Membership Requirements: Eligibility is primarily location-based, though national membership is available through partner organizations.
- Limited Branch Network: Members outside Florida may find branch access limited.
- Technology Gaps: While GTE Financial’s digital services are robust, they may not offer all the advanced features found at larger financial institutions.
TurboTax: A Trusted Tax Solution
TurboTax remains one of the most reliable tax software platforms available, simplifying the tax filing process for millions of users. The partnership with GTE Financial underscores the software’s commitment to accessibility and ease of use.
Key Features of TurboTax
- User-Friendly Interface: Step-by-step guidance makes filing taxes straightforward, even for first-time users.
- Comprehensive Support: TurboTax offers live assistance from tax professionals and guarantees accuracy.
- Tailored Solutions: The software adapts to various tax situations, from basic returns to complex filings for self-employed individuals.
- Mobile Access: TurboTax allows users to file taxes from their smartphone or tablet.
With the 20% discount for GTE Financial members, TurboTax becomes an even more valuable tool for managing taxes efficiently.
Tips for Navigating Tax Season
Whether you’re a GTE Financial member or not, these tips can help streamline your tax season:
- Organize Documents Early: Gather all necessary forms, such as W-2s, 1099s, and receipts for deductible expenses, to avoid last-minute stress.
- Claim Deductions and Credits: Maximize your return by claiming eligible deductions and credits, such as the Child Tax Credit or education-related credits.
- Contribute to Tax-Advantaged Accounts: Consider funding an IRA or HSA before the tax deadline to reduce taxable income.
- Review Tax Law Changes: Stay informed about new regulations that may impact your filing.
- Use TurboTax’s Discount: GTE Financial members should take advantage of the 20% discount on TurboTax to file accurately and affordably.