Updated on Monday, February 16, 2026: Whether you’re filing simple returns or need more advanced tax support, there are several deals available right now to help you save. Here’s a roundup of the best TurboTax discounts available today:
1. Take an Extra 20% Off Federal Filing
TurboTax is offering an extra 20% off federal tax products when you buy directly through Intuit before March 30, 2026. This discount stacks on top of their current end-of-season prices, which makes it one of the better deals you’ll see this year. Just keep in mind the savings apply to federal filing only, not state returns.
2. First-Time TurboTax Users Can File Free
If TurboTax wasn’t your go-to last year, you can still jump in and file for free using the TurboTax or Credit Karma mobile app. By choosing the DIY option, you can submit both federal and state returns without paying anything upfront. This free option isn’t limited to basic W-2 jobs either, so side gigs, investments, and rental income are included. As long as you file in the app by February 28, 2026, any upgrade fees are waived even if your return gets more complicated.
3. File Early to Lock in Lower Pricing
Filing your taxes earlier in the season can save you up to $40 on a TurboTax federal return thanks to early-bird pricing available through February 27, 2026. You still have full control over how much help you want, whether you’re filing solo or working with a tax expert. Beyond the savings, filing early helps you avoid the rush that hits later in tax season. Many people also see their refunds arrive sooner when they file ahead of the crowd.
4. Free Filing for Eligible Military Members
TurboTax offers its Freedom Edition at no cost for active-duty military members ranked E1 through E9. Service members with higher ranks can still take advantage of reduced pricing rather than paying full price. To qualify, you’ll need a military W-2 from the 2025 tax year. This program is designed to make tax filing easier for those actively serving.
5. File for free with TurboTax Free Edition
TurboTax’s Free Edition. ~37% of filers qualify. Simple Form 1040 returns only (no schedules, except for EITC, CTC, student loan interest, and Schedule 1-A).
6. Exclusive Partner Discounts Through Banks and Credit Unions
TurboTax partners with financial institutions, including major banks and credit unions, to offer exclusive discounts. Members are encouraged to check their institution’s online portal under “deals” or “partnerships” to find relevant offers.
Baxter Credit Union and TurboTax: A Partnership That Saves You Money
For the 2026 tax season, Baxter Credit Union (BCU) has renewed its partnership with TurboTax, offering members an exclusive 20% discount on TurboTax products. This collaboration continues a tradition of supporting BCU members by making high-quality tax preparation tools more affordable.
How to Access the Discount
BCU members can take advantage of this discount by logging into the BCU website or mobile app. From there, navigate to the TurboTax promotion link, which will direct you to TurboTax’s website. The 20% discount is automatically applied when selecting any TurboTax product, including:
- TurboTax Free Edition: Ideal for simple tax returns.
- TurboTax Deluxe: Tailored for those who want to maximize deductions, such as for homeownership or medical expenses.
- TurboTax Premier: Designed for individuals with investments or rental income.
- TurboTax Self-Employed: Best for freelancers, contractors, and small business owners.
This partnership makes tax filing more affordable and accessible for BCU members, whether they have straightforward returns or more complex financial situations.
History and Background of Baxter Credit Union (BCU)
A Strong Foundation
Founded in 1981, Baxter Credit Union (BCU) began as a financial institution serving the employees of Baxter International, a global healthcare company. Over the years, BCU expanded its membership criteria to include not only employees of Baxter but also their families, local communities, and workers in other industries. Today, BCU boasts over 200,000 members across the United States and manages assets exceeding $5 billion.
Membership and Eligibility
BCU’s membership is open to a broad range of individuals, including:
- Employees or retirees of Baxter International.
- Family members of current BCU members.
- Residents, workers, or students in certain eligible communities.
Joining BCU offers access to a wide array of financial products and services designed to meet members’ unique needs.
BCU’s Tax-Related Services: Helping You Navigate Tax Season
As tax season approaches, BCU offers several services that can help members prepare for and manage their tax obligations.
Tax-Advantaged Accounts
BCU provides accounts that allow members to save for the future while enjoying tax benefits:
- Individual Retirement Accounts (IRAs): Choose between Traditional IRAs (offering tax-deferred growth) or Roth IRAs (allowing for tax-free withdrawals in retirement).
- Health Savings Accounts (HSAs): These accounts provide triple tax benefits: tax-deductible contributions, tax-free earnings, and tax-free withdrawals for qualified medical expenses.
- Certificates of Deposit (CDs): While not directly tax-advantaged, BCU’s CDs offer safe investment options with competitive interest rates.
Loans for Tax Liabilities
For members facing unexpected tax bills, BCU offers personal loans with competitive rates. These loans provide a manageable way to address tax obligations without incurring significant financial strain.
Direct Deposit for Tax Refunds
BCU’s direct deposit service ensures tax refunds are received quickly and securely. Simply select direct deposit when filing your taxes, and your refund will be sent directly to your BCU account.
Financial Education and Resources
BCU emphasizes financial literacy, particularly during tax season. Members can access:
- Workshops: BCU hosts sessions on tax preparation and filing.
- Online Resources: Tools like tax calculators and articles on maximizing deductions.
- Financial Counseling: Personalized guidance from financial advisors.
Pros and Cons of Banking with BCU
Benefits
- Lower Fees: Credit unions typically charge lower fees than traditional banks, and BCU follows this trend.
- Higher Savings Rates: Competitive rates on savings accounts and CDs help members grow their money faster.
- Personalized Service: BCU’s member-focused approach ensures tailored financial advice and support.
- Exclusive Discounts: Partnerships like the TurboTax offer demonstrate BCU’s commitment to saving members money.
- Community-Centric: Profits are reinvested into better rates, services, and community programs.
Drawbacks
- Limited Branch Locations: BCU’s physical presence is regional, which can be inconvenient for members living outside its service areas.
- Membership Restrictions: While BCU has expanded eligibility, not everyone qualifies.
- Technology Gaps: Although BCU offers online and mobile banking, its digital tools may not be as extensive as those of national banks.
Tips for Managing Your Taxes with BCU
If you’re a BCU member gearing up for the 2026 tax season, here’s how to make the most of your resources:
- Use the TurboTax Discount: Save 20% on TurboTax by accessing it through BCU’s website or app.
- Organize Your Documents Early: Gather W-2s, 1099s, and any receipts for deductions.
- Maximize Tax Savings: Consider opening or contributing to an IRA or HSA to reduce taxable income.
- Ask for Help: Take advantage of BCU’s workshops, tools, and financial advisors for guidance.
Our Final Thoughts
Baxter Credit Union’s 20% TurboTax discount is a valuable benefit for members during tax season. Whether you have a simple return or a complex financial situation, TurboTax can streamline the filing process and help you maximize your refund.
Beyond tax filing, BCU offers a wealth of financial tools, including tax-advantaged accounts, personal loans, and direct deposit services, all designed to make managing your finances easier. While there are some limitations, such as regional branch locations and membership requirements, BCU remains a strong choice for those who qualify.
As tax season progresses, taking full advantage of the resources and discounts available through BCU can make a significant difference. Whether it’s through saving on TurboTax or using BCU’s financial services, you’re well-equipped to handle the 2026 tax season efficiently and effectively.